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Charming renovated 3-bedroom cottage in a central location — the beach is only 10 minutes away! This move-in-ready home packs serious value into a smart, functional layout. The heart of the home is a galley kitchen finished with shaker cabinets, granite counters, and stainless steel appliances, while durable Luxury Vinyl Plank flooring carries through the entire home — perfect for sandy feet, pets, and everyday Florida living. A cleverly designed half bath doubles as the indoor laundry room and houses the water heater, keeping every square foot working for you. Generous living and dining spaces adapt easily to however you live.
Big-ticket items were all addressed in a comprehensive 2016 renovation: updated electrical and plumbing, AC, added insulation in the walls and attic, vinyl siding, and impact-rated windows (Energy Star, dual-pane, Low-E, rated for the High Velocity Hurricane Zone). The result is an efficient, thoughtfully upgraded home from top to bottom.
Out back, a vinyl privacy fence surrounds the yard with an eight-foot side gate — bring the boat, the RV, and the dogs. The patio is made for weekend cookouts or a quiet evening glass of wine. The lot backs up to the alley, so rear access is an easy option if you ever want it, and there's a storage shed plus enough room to add a garage down the road. Schedule your private showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$359,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,992 | $287,992 | $287,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $430 | $430 | $430 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,725 | $1,818 | $2,392 |
| Total Monthly Payment | $2,230 | $2,323 | $2,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.