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A page taken from days gone by. . . this 100 year old home showcases the 1920's finishes and trim that are still so admired today. An excellent opportunity to restore this "Grand Dame" to its glory from yesteryear. A family home since the early 1970's, this would be a great option to nestle into one of the most sought-after neighborhoods in St. Augustine. Mature, moss-laden trees, quiet streets, and pride of ownership define the neighborhood. The location, just a block from San Marco and SR 16, offers convenient proximity and access to the world outside of Park Avenue. The home itself, with the original wood floors throughout, is typical of the design from the period - formal and social rooms downstairs and bedrooms upstairs. In today's society, the room adjacent to the living room could easily be used as an office or guest room. The kitchen has two sets of windows, adding abundant natural light, and can easily be redefined to maximize efficiency and modern convenience. The large, front covered porch is ideal for quiet mornings or afternoon socials. Brick and coquina stone-lined walkways accent the landscaping and yard. Behind the house is an expansive wooden deck, perfect for larger gatherings and summer cookouts. The detached garage can function as both storage and parking. But perhaps of most significant value is the vacant lot adjacent to the house. This large lot has been used as a play area for the family and a wonderful greenspace. . . but can also be a template for a new home - many options are available. If your interests are older homes and neighborhoods, a convenient location, and a passion for personalizing ala HGTV, House Hunters, This Old House, etc. , put this on your must-see list. . .
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $113 | $113 | $113 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,870 | $3,026 | $3,979 |
| Total Monthly Payment | $3,075 | $3,231 | $4,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.