5268 County Route 20, Durham, NY, 12422 | $649,000

A log home + Guest cottage + Pool

Set high above the Durham Valley Scenic Byway on 2. 5 private acres, this exceptional Catskills property offers one of today's most sought-after combinations--a welcoming log home, a stone guest cottage, and an in-ground pool--all surrounded by the beauty of the Durham Valley. Travel this designated scenic route through rolling farmland, historic barns, and sweeping mountain views before arriving at a property that feels perfectly at home in its surroundings.
Inside, exposed logs, timber accents, and walls of windows bring the outdoors in, while the updated kitchen with granite countertops opens to inviting gathering spaces where rich wood tones create a warm, comfortable atmosphere. The spacious first-floor primary suite features a gas fireplace, Jacuzzi tub, and separate shower. Two additional bedrooms share an updated bath with a walk-in tiled shower, while a unique loft currently used as a fourth sleeping area offers additional space for guests, a home office, or hobbies.

What truly sets this property apart is the separate two-bedroom stone cottage. Rich with character, it features cobblestone walls, warm knotty pine interiors, etched stained-glass accents, a full kitchen, full bath, and a wood stove that makes it especially inviting year-round. It feels like something out of a favorite novel, yet offers all the comforts of home. Whether used for guests, a private home office, creative studio, or rental income opportunities, it provides the flexibility today's buyers are looking for.

Outdoor living was clearly part of the vision. Expansive decks capture the changing mountain views, while the beautifully positioned in-ground pool feels like a natural extension of the landscape, framed by exposed ledge rock and open skies. Recent improvements, include a cement patio surround, and custom pool cover, complete this favorite gathering place.
Practical features include a metal roof, reliable cell service, high-speed internet that makes working from home easy, an automatic Generac standby generator, a new storage barn, and abundant storage throughout.
Located just 15 minutes from Windham Mountain Club and the Village of Catskill, you'll have easy access to skiing, golf, hiking, restaurants, shopping, the Hudson River waterfront, and the New York State Thruway.

If you're searching for a full-time residence, weekend escape, or a property that offers lifestyle with investment potential, this is a rare opportunity to own a unique and versatile Catskills property in one of the region's most scenic valleys. A 3D Walkthrough Tour is available in the digital Lookbook or by request.

Features

  • Bedrooms: 6
  • Baths: 3 full
  • Laundry: Main Level
  • Style: Cottage
  • Year Built: 1960
  • Heating: Baseboard, Oil, Propane, Space Heater, Wood Stove
  • Cooling: Window Unit(s)
  • Acreage: 2.54
  • Est. Taxes: $7,179
  • Lot Desc: Landscaped, Paved, Sloped, Views
  • View: Mountain(s)
  • School District: Cairo-Durham
  • Appliances: Electric Cooktop, Free-Standing Refrigerator
  • MLS#: 20264023
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/20264023/5268countyroute20_durham_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Coldwell Banker Village GreenW

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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5268 County Route 20, Durham, NY, 12422

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.764% 5.992%
Monthly Tax Payment $598 $598 $598
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,155 $3,324 $4,311
Total Monthly Payment $3,845 $4,014 $5,001

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.