360 HOPE BAY LOOP, Apollo Beach, FL, 33572 | $649,000

Heated pool and spa, tranquil pond views, and a brand-new 2024 roof — this beautifully updated 5-bedroom, 4-bathroom home in Apollo Beach's sought-after Harbour Isles community delivers the Florida lifestyle without the to-do list. With 3, 295 square feet, a 3-car garage, and a flexible floor plan that lives like six bedrooms, this move-in-ready home offers space, quality, and true peace of mind. Major updates are already done for you: new roof (2024), upstairs A/C (2023), fresh interior and exterior paint, newly updated stainless steel kitchen appliances, a new 50-gallon water heater (2026), and luxury vinyl plank flooring throughout the second floor — upgrades that mean lower maintenance worries and easier insurability from day one. A Guardian security system adds convenience and protection. The first floor is built for flexibility. In addition to the formal dining room and a spacious family room overlooking the pool, a generous living room sits adjacent to a full bathroom — ideal as an in-law or guest retreat, home office, or easy 6th-bedroom conversion for multigenerational living. A separate flex room with pool views works beautifully as a game room, playroom, media room, or second office. At the heart of the home, the kitchen is designed for everyday living and effortless entertaining: granite countertops, abundant cabinetry, a large center island with built-in wine storage, a wine cooler, walk-in pantry, all-new stainless appliances, and a sunny breakfast nook opening to the covered lanai. Outside is your private Florida retreat. The screened, heated pool and spa overlook a peaceful pond framed by mature trees — no rear neighbors, just waterfront views and stunning sunsets from morning coffee to evening swims. Upstairs, the oversized primary suite offers a large walk-in closet and a beautifully appointed en-suite bath with dual vanities, a glass-enclosed walk-in shower, and a relaxing garden tub. Four additional bedrooms complete the second floor, including a private guest suite with its own full bathroom. A first-floor laundry room with washer, dryer, and built-in shelving, plus overhead storage racks in the 3-car garage, round out the practical touches. Harbour Isles residents enjoy resort-style amenities — clubhouse, community pool, fitness center, basketball and sand volleyball courts, playgrounds, walking trails, a fishing pier, and boat/RV storage — all for an HOA of only about $100 per year. Minutes from US-41 and I-75, you're an easy drive to Tampa, MacDill AFB, Gulf beaches, and the marinas and waterfront dining that make Apollo Beach special. Space, upgrades, water views, and one of the lowest HOAs in the area — schedule your private showing today.

Features

  • Rooms: 11
  • Bedrooms: 6
  • Baths: 4 full
  • Lot Size: 90.57 x 125
  • Laundry: Laundry Room
  • Year Built: 2012
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,295
  • Acreage: 0.26
  • Lot Size: 90.57 x 125
  • Est. Taxes: $10,914
  • HOA Fee: $100 Annually
  • Elem. School: Doby Elementary-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pool: Heated, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8435501
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8435501/360hopebayloop_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/23/2026 9:06:44 PM)
Listing courtesy of Keller Williams Suburban Tampa   Phone: 813-684-9500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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360 HOPE BAY LOOP, Apollo Beach, FL, 33572

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.902% 6.118%
Monthly Tax Payment $910 $910 $910
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,155 $3,368 $4,346
Total Monthly Payment $4,157 $4,370 $5,348

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.