38 TREETOP CIRCLE, Ormond Beach, FL, 32174 | $410,000

*Roof- 2024; HVAC- 2018; Water Heater- 2018; New Kitchen Appliances* Nestled within one of Ormond Beach's premier gated golf communities, this beautifully maintained residence offers an exceptional blend of privacy, comfort, and picturesque golf course living. Perfectly positioned along the tee box of the 4th hole, the home enjoys tranquil fairway views and an inviting setting that captures the essence of Florida's relaxed lifestyle. Thoughtfully designed with soaring vaulted ceilings and an abundance of natural light, the spacious floor plan welcomes you with an airy, open feel from the moment you enter. Multiple living and gathering spaces provide flexibility for both everyday living and entertaining, including an elegant front sitting room, a spacious family room, and a dedicated office or flex space that easily adapts to your needs. At the heart of the home, the open-concept kitchen offers generous cabinetry, expansive countertop space, a breakfast bar, and seamless sightlines into the main living area, making it easy to stay connected whether preparing meals or hosting family and friends. Designed to embrace Florida's indoor-outdoor lifestyle, the home's unique courtyard-inspired layout creates a peaceful and private atmosphere. The expansive screened lanai with brick paver flooring is ideal for outdoor dining and entertaining, while the covered patio and bright enclosed sunroom, surrounded by walls of windows, provide the perfect place to enjoy morning coffee, unwind with a good book, or simply take in the beautiful surroundings throughout the year. The split-bedroom floor plan offers added privacy, with a spacious primary suite thoughtfully separated from the guest bedrooms. Additional features include an indoor laundry room, an attached two-car garage, mature landscaping, and the added value and peace of mind of a roof replaced just one year ago. Beyond the home, residents enjoy an outstanding collection of resort-style amenities, including two championship golf courses, a state-of-the-art practice facility, pickleball and tennis courts, a private country club, a community swimming pool, and beautifully maintained recreational spaces that foster an active and social lifestyle. Ideally located just minutes from the renowned Ormond Scenic Loop, pristine Atlantic beaches, shopping, dining, and convenient highway access, this exceptional home offers the perfect balance of peaceful golf course living and everyday convenience. Whether you're searching for a full-time residence or a seasonal Florida retreat, this move-in-ready home delivers timeless appeal, an unbeatable location, and the lifestyle you've been waiting for.

Features

  • Amenities: Clubhouse, Golf Course, Pickleball Court(s), Pool, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,686
  • Acreage: 0.2
  • Est. Taxes: $2,594
  • HOA Fee: $391 Quarterly
  • View: Golf Course
  • Elem. School: Bunnell Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6425032
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6425032/38treetopcircle_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/21/2026 6:06:52 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 407-647-1211

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

38 TREETOP CIRCLE, Ormond Beach, FL, 32174

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.640% 5.952%
Monthly Tax Payment $216 $216 $216
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,964 $2,071 $2,724
Total Monthly Payment $2,255 $2,362 $3,015

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.