458 SCOTLAND STREET, Dunedin, FL, 34698 | $1,950,000

Step back in time and discover one of Downtown Dunedin’s most extraordinary opportunities. Nestled on an exceptionally large approximately 0. 60-acre parcel just moments from the heart of downtown, this rare circa-1915 historic home offers a lifestyle that is nearly impossible to recreate. Surrounded by mature trees and lush landscaping, the property feels like a private retreat while placing you just a short stroll from Main Street’s award-winning restaurants, breweries, boutique shopping, waterfront parks, marina, and year-round festivals.

From the moment you arrive, the welcoming front porch, charming white picket fence, natural gas lantern, and timeless architectural details create an unforgettable first impression. Inside, rich character abounds with soaring 10-foot ceilings, beautiful heart pine flooring, elegant crown molding, original built-in china cabinetry, and a cozy wood-burning fireplace that serves as the heart of the home. Every room reflects the craftsmanship and warmth of a bygone era while offering the comfort and functionality desired for modern living.

Beyond the home’s undeniable charm lies one of its greatest assets—the incredible property itself. The expansive lot provides endless possibilities for enjoying outdoor living, future expansion, or simply embracing the privacy and space that is almost unheard of in Downtown Dunedin. Adding even more value is the spacious detached garage, offering exceptional room for vehicles, storage, hobbies, or a workshop—an increasingly rare feature in the downtown district.

Thoughtful updates preserve the home’s historic integrity while providing peace of mind, including an architectural shingle roof (2020), two separate HVAC systems (newest replaced July 2022) with transferable service agreements, solar roof vents, and copper gutters that add both beauty and longevity. The home is also situated approximately 24 feet above sea level according to USGS records.

Zoned Downtown Core (DC) Commercial, this unique property offers exceptional flexibility and tremendous long-term potential beyond its current residential use. Whether you envision preserving it as a treasured historic home, creating an income-producing investment, or exploring future possibilities, this is a truly unique opportunity. Buyers should verify all zoning regulations, permitted uses, and future development opportunities directly with the City of Dunedin.

Rarely does a property combine historic charm, an oversized lot, a substantial detached garage, incredible versatility, and one of the most desirable locations in Downtown Dunedin. This is more than a home—it’s an opportunity to own a piece of Dunedin’s history while investing in its future. Schedule your private showing today.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 145 x 180
  • Laundry: Inside, Laundry Closet
  • Year Built: 1915
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,308
  • Acreage: 0.6
  • Lot Size: 145 x 180
  • Est. Taxes: $2,843
  • Lot Desc: Corner Lot, City Lot
  • Elem. School: Dunedin Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: TB8529820
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /eprop/TB8529820/458scotlandstreet_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/21/2026 4:04:08 PM)
Listing courtesy of KATIE DUCHARME REALTY, LLC   Phone: 727-492-8490

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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458 SCOTLAND STREET, Dunedin, FL, 34698

$1,950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,560,000 $1,560,000 $1,560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.235% 6.203%
Monthly Tax Payment $237 $237 $237
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,228 $9,479 $13,164
Total Monthly Payment $9,590 $9,841 $13,526

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.