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Rare opportunity to own a private retreat just steps from Narragansett Town Beach and the shops, restaurants, and caf s of Narragansett Pier. Tucked away in a quiet cul-de-sac neighborhood and privately set on over half an acre, this classic wood shingle Colonial offers the rare combination of privacy and walkability. A charming private road leads you home, while association open space bordering the rear and side enhances the peaceful setting. Thoughtfully designed for comfortable one-level living, the main floor features a spacious primary suite with a walk-in closet, full bathroom, and private deck with direct access to the backyard. Soaring ceilings, hardwood floors, and walls of windows fill the home with natural light. The open living and dining areas are centered around a warm brick gas fireplace and flow seamlessly to the rear deck, creating effortless indoor-outdoor living. A covered front porch, U-shaped driveway, mature landscaping, and attractive stonework add to the home's timeless charm. Upstairs offers four additional bedrooms and a full bathroom, providing plenty of space. Central air, a dedicated laundry room, an attached one-car garage, and the convenience of town water and town sewer complete the home. Whether you're starting the day with a beach walk, meeting friends for dinner in the Pier, or relaxing on the deck surrounded by nature, this exceptional property offers the best of the Narragansett lifestyle in one of the area's most sought-after locations.
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,599,840 | $1,599,840 | $1,599,840 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $814 | $814 | $814 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,959 | $9,721 | $13,393 |
| Total Monthly Payment | $9,898 | $10,660 | $14,332 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.