8649 SW 94TH CIRCLE, Ocala, FL, 34481 | $495,000

Professional Pictures Coming Soon! Beautifully updated 2016 Argyll model (predecessor to the Arlington) located in the desirable Stonebridge neighborhood of Candler Hills at On Top of the World. This open-concept home offers 3 bedrooms, 3 bathrooms, and an oversized 3-car garage with epoxy flake flooring, overhead storage, and plenty of room for a workshop or golf cart. The gourmet kitchen is the centerpiece of the home, featuring quartz countertops, an undermount stainless steel sink, touch-activated matte black faucet, stainless steel appliances, a large center island, staggered wood cabinetry with crown molding, updated matte black hardware, and a striking porcelain tile backsplash extending above the cabinets. The adjacent drop zone offers additional cabinetry and storage, perfect for a butler's pantry or coffee bar. Recent updates throughout the home include fresh interior paint, porcelain tile flooring in all bedrooms, new lighting, ceiling fans, LED lighting, and custom honeycomb shades. Tray ceilings and crown molding enhance the main living areas. The spacious owner's suite features a large walk-in closet and an updated en suite bath with quartz countertops, dual undermount sinks, matte black fixtures, and a walk-in shower. Additional upper cabinetry in the laundry room and owner's entry provides exceptional storage. Enjoy year-round Florida living in the newly enclosed Florida room with impact windows, overlooking the private fenced backyard with a new 14' x 26' paver patio, mature landscaping, decorative curbing, and refreshed planting beds. Additional improvements include a water softener, gutters, retractable front screen door, new smoke and carbon monoxide detectors, updated toilets, and a dedicated garage refrigerator outlet.

Features

  • Amenities: Basketball Court, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Sauna
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room
  • Style: Ranch
  • Year Built: 2016
  • Garage: 3-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,264
  • Acreage: 0.25
  • Est. Taxes: $5,305
  • HOA Fee: $366 Monthly
  • Lot Desc: Private
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Touchless Faucet, Washer, Water Softener
  • MLS#: OM728546
  • Website: https://www.raveis.com
    /prop/OM728546/8649sw94thcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/21/2026 1:33:31 PM)
Listing courtesy of ON TOP OF THE WORLD REAL EST   Phone: 866-228-5878

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8649 SW 94TH CIRCLE, Ocala, FL, 34481

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.764% 5.992%
Monthly Tax Payment $442 $442 $442
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,406 $2,536 $3,288
Total Monthly Payment $2,923 $3,053 $3,805

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.