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This charming classic 3-bedroom, 2-bath ranch offers comfort, convenience, and incredible savings. LOW TAXES $6, 688 (without STAR!) LOW ELECTRIC BILL approx $16 monthly! Enjoy energy independence with fully paid-off solar panels. With a roof only 3 years old and a brand-new hot water heater, major updates are already done for you. Stay comfortable with efficient window unit air conditioning throughout. The eat-in galley kitchen offers original charm and endless potential to make it your own with newer refrigerator and stove. Step outside to beautiful, spacious front and back yards — perfect for entertaining, gardening, or simply relaxing. Ideally located close to all forms of transportation and nature, this home puts you minutes from shopping at William Floyd Plaza, beach days at top-rated Smith Point County Park and Beach, nature walks at Southaven Park and water opportunities on the Great South Bay. As a bonus, there is versatile loft space- perfect as a game room, office, or potential 4th bedroom, offering even more flexibility to suit your lifestyle. The full unfinished basement is home to the washer dryer and lots of additional storage space. Don't miss this fantastic opportunity to own a low-maintenance home with major savings and opportunities built right in! *Some photos have been photoshopped for grass and removal of room items
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Our Executive Mortgage Banker:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.640% | 5.952% |
| Monthly Tax Payment | $557 | $557 | $557 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,343 | $2,470 | $3,249 |
| Total Monthly Payment | $2,975 | $3,102 | $3,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.