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Welcome to this well-maintained raised ranch situated on a beautifully landscaped corner lot in Staatsburg within the Hyde Park Central School District. Offering 3 bedrooms, 1 full bathroom, and approximately 1, 690 square feet of living space, this home combines comfortable everyday living with inviting indoor and outdoor spaces. Buyers searching for a raised ranch with hardwood floors, a large yard, or outdoor entertaining space will appreciate everything this property has to offer. Inside, the bright living room is highlighted by a large picture window that fills the space with natural light and showcases the hardwood flooring that extends through much of the main level. The dining area flows easily into the kitchen, creating a functional layout for everyday meals and gatherings. Three comfortable bedrooms and an updated full bathroom featuring a walk-in glass shower complete the main level. Vinyl siding and replacement windows installed approximately four years ago with a lifetime warranty provide lasting value and peace of mind. Step outside to enjoy the spacious back deck overlooking the expansive backyard, offering plenty of room for outdoor dining, gardening, recreation, or simply enjoying the seasons. The beautifully maintained perennial gardens, mature landscaping, decorative pergola sitting area, and storage shed add both charm and functionality to the property. Conveniently located near Metro-North train service, shopping, restaurants, parks, schools, and major commuter routes, this home offers a wonderful combination of comfort, outdoor living, and accessibility in the heart of Dutchess County.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $554 | $554 | $554 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,912 | $2,015 | $2,651 |
| Total Monthly Payment | $2,541 | $2,644 | $3,280 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.