|
Welcome to this well-maintained 3-bedroom, 2-bath home situated on a spacious 0. 38-acre lot. This property offers plenty of room both inside and out, along with several valuable updates. A unique 11' x 20' attached storage room, located to the right of the garage, provides ample storage space and may even accommodate a small vehicle.
Inside, you'll find a bright and spacious living room, a generously sized dining area, and a separate Florida room overlooking the large backyard—perfect for relaxing or entertaining. The kitchen was beautifully remodeled in 2020 and features granite countertops along with space for a breakfast table. New luxury vinyl plank flooring runs throughout the home, with tile flooring in the bathrooms.
Additional updates include a new roof installed in 2019 and a new HVAC system replaced in 2022, providing added peace of mind.
The low HOA fee of just $145 per year includes weekly household and yard waste pickup. Residents also enjoy access to a private community park and two lakes, including a stocked catch-and-release fishing lake. For an additional low annual fee, homeowners may join the Silver Springs Shores Community Center, which offers a swimming pool, basketball courts, pickleball courts, tennis courts, and a variety of activities such as water aerobics, karaoke, game nights, and youth programs.
Conveniently located just minutes from Walmart, Publix, Aldi, Winn-Dixie, Walgreens, restaurants, parks, churches, the post office, and other everyday conveniences. The home also offers easy access to major roadways, is close to local schools, and is within walking distance of Lake Weir High School. Outdoor enthusiasts will appreciate the nearby bike trail that runs along Oak Road for miles, providing a great place to walk, jog, or ride.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$209,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $167,920 | $167,920 | $167,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.524% | 6.776% | 6.078% |
| Monthly Tax Payment | $320 | $320 | $320 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,048 | $1,075 | $1,406 |
| Total Monthly Payment | $1,443 | $1,470 | $1,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.