11 Garrison Road, Highland Falls, NY, 10928 | $419,900

This adorable and affordable Cape Cod with a rocking chair porch lives much larger than it looks. Step inside to a bright living room highlighted by a beautiful bay window. The main level features two spacious bedrooms with closets, a full bathroom, and a generously sized eat-in kitchen with direct access to a spacious deck overlooking a fully fenced, very large and private backyard. Whether you're gardening, entertaining, or simply relaxing beneath the mature shade trees, this outdoor space is ready to enjoy. Upstairs you'll find two more generously sized bedrooms. One of the highlights of this home not included in the total square footage, is the full walk-out basement. A must-see filled with possibilities, offering versatile rooms, abundant storage, updated spaces, and a dedicated laundry area. A unique feature of this property is its two parking areas. One is accessed by a shared driveway that branches off behind the home, providing space for multiple tandem vehicles, while the second offers two off-street parking spaces with a pathway leading directly to the deck. Roof is less than 12 years old and the home has a reverse osmosis water system on the kitchen sink. The diligent owner installed a sump pump in the basement and a french drain around the outside permiter for peace of mind in severe inclement weather. Highland Falls and Fort Montgomery are vibrant communities offering residents a community park, pool, basketball courts, a youth summer recreation program, youth sports, a free after-school program, 4th of July fireworks, and so much more. Just five minutes from the United States Military Academy at West Point, Palisades Interstate Parkway, Bear Mountain State Park, the Bear Mountain Bridge, numerous hiking trails, and multiple Metro-North stations, this location is ideal for commuters, history buffs, and outdoor enthusiasts alike. Whether you're seeking a primary residence, a commuter-friendly location, or an investment opportunity, this charming property offers flexible living space, outdoor privacy, and an exceptional location in the Hudson Valley.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Basement, Washer Hookup
  • Style: Cape Cod
  • Year Built: 1945
  • Heating: Baseboard, Electric, Oil
  • Cooling: Wall/Window Unit(s)
  • Basement: Full, See Remarks, Walk-Out Access
  • Approx Sq. Feet: 1,275
  • Acreage: 0.35
  • Est. Taxes: $7,902
  • Lot Desc: Back Yard, Part Wooded, Private, Secluded
  • Elem. School: Fort Montgomery Elementary School
  • Middle School: Highland Falls Intermediate School
  • High School: James I O'Neill High School
  • School District: Highland Falls
  • Pool: Community
  • Appliances: Dishwasher, Gas Range, Refrigerator
  • MLS#: 1023600
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/1023600/11garrisonroad_highlandfalls_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Rand Realty   Phone: 845-928-9691

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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11 Garrison Road, Highland Falls, NY, 10928

$419,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,920 $335,920 $335,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $659 $659 $659
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,012 $2,121 $2,790
Total Monthly Payment $2,745 $2,854 $3,523

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.