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This adorable and affordable Cape Cod with a rocking chair porch lives much larger than it looks. Step inside to a bright living room highlighted by a beautiful bay window. The main level features two spacious bedrooms with closets, a full bathroom, and a generously sized eat-in kitchen with direct access to a spacious deck overlooking a fully fenced, very large and private backyard. Whether you're gardening, entertaining, or simply relaxing beneath the mature shade trees, this outdoor space is ready to enjoy. Upstairs you'll find two more generously sized bedrooms. One of the highlights of this home not included in the total square footage, is the full walk-out basement. A must-see filled with possibilities, offering versatile rooms, abundant storage, updated spaces, and a dedicated laundry area. A unique feature of this property is its two parking areas. One is accessed by a shared driveway that branches off behind the home, providing space for multiple tandem vehicles, while the second offers two off-street parking spaces with a pathway leading directly to the deck. Roof is less than 12 years old and the home has a reverse osmosis water system on the kitchen sink. The diligent owner installed a sump pump in the basement and a french drain around the outside permiter for peace of mind in severe inclement weather. Highland Falls and Fort Montgomery are vibrant communities offering residents a community park, pool, basketball courts, a youth summer recreation program, youth sports, a free after-school program, 4th of July fireworks, and so much more. Just five minutes from the United States Military Academy at West Point, Palisades Interstate Parkway, Bear Mountain State Park, the Bear Mountain Bridge, numerous hiking trails, and multiple Metro-North stations, this location is ideal for commuters, history buffs, and outdoor enthusiasts alike. Whether you're seeking a primary residence, a commuter-friendly location, or an investment opportunity, this charming property offers flexible living space, outdoor privacy, and an exceptional location in the Hudson Valley.
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Our Executive Mortgage Banker:
$419,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $335,920 | $335,920 | $335,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $659 | $659 | $659 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,012 | $2,121 | $2,790 |
| Total Monthly Payment | $2,745 | $2,854 | $3,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.