48-50 Mountain Avenue, Middletown, NY, 10940 | $419,000

Welcome to 48-50 Mountain Avenue, where timeless Cape Cod charm meets modern comfort in one of Middletown's most convenient locations. Beautifully updated and meticulously maintained, this inviting 3-bedroom, 1. 5-bath home offers approximately 1, 928 square feet of warm, light-filled living space on a beautifully landscaped 0. 36-acre lot tucked away on a quiet cul-de-sac. From the moment you arrive, the stunning stone exterior, mature landscaping, covered front porch, and exceptional curb appeal make you feel right at home. Step inside and discover a home filled with character, warmth, and natural light. Oversized windows and a beautiful bay window flood the interior with sunshine while highlighting the gleaming hardwood floors, natural woodwork, original architectural details, and thoughtful updates throughout. The spacious living room is the heart of the home, featuring a striking stone fireplace with a cozy wood-burning stove that creates the perfect atmosphere for relaxing evenings or gathering with family and friends. The flowing floor plan offers comfortable everyday living and effortless entertaining. The bright eat-in kitchen features abundant cabinetry, generous counter space, pantry storage, and convenient access to the backyard, making indoor and outdoor entertaining seamless. Whether hosting holiday dinners or enjoying a quiet morning coffee, every space has been designed with comfort and functionality in mind. The home's three spacious bedrooms offer peaceful retreats with generous closet space and abundant natural light. A full bath and convenient half bath provide functionality for both daily living and guests. The partially finished walk-out basement adds tremendous versatility, providing the perfect opportunity for a family room, recreation area, home office, gym, workshop, hobby space, or additional storage. The attached one-car garage and expansive basement storage ensure there is room for everything. Outdoor living is equally impressive. Enjoy peaceful mornings from the covered front porch, entertain on the beautiful flagstone patio, or relax in the private backyard surrounded by mature trees and established landscaping. The yard offers plenty of room for gardening, outdoor recreation, pets, or simply enjoying the beauty of every season. A storage shed provides additional space for lawn equipment and outdoor tools. Quality construction shines throughout with durable stone and shake siding, block construction, and a solid block foundation. Additional features include central air conditioning, forced-air natural gas heating, municipal water and sewer, hardwood and tile flooring, built-in storage, ceiling fans, entrance foyer, open floor plan, pantry, walk-through kitchen, washer and dryer hookups, high-speed internet availability, natural gas, cable, and public utilities for easy, comfortable living. Located on a municipally maintained road in an established neighborhood, this home offers outstanding convenience to everyday amenities. Shopping, restaurants, parks, schools, medical facilities, and local services are all just minutes away. Commuters will appreciate quick access to Route 17/I-86, Interstate 84, and Metro-North rail service, providing an easy commute throughout the Hudson Valley and into New York City. Blending classic craftsmanship, tasteful updates, flexible living space, beautiful outdoor areas, and an ideal location, this move-in-ready home offers the perfect balance of character and convenience. Whether you're looking for additional space, a home that's ideal for entertaining, or simply a property filled with warmth and timeless appeal, 48-50 Mountain Avenue is ready to welcome you home.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: In Basement
  • Style: Cape Cod
  • Year Built: 1941
  • Garage: 1-car
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Basement: Full, Partially Finished, Walk-Out Access
  • Approx Sq. Feet: 1,928
  • Acreage: 0.36
  • Est. Taxes: $8,902
  • Lot Desc: Back Yard, Cul-De-Sac, Front Yard, Garden, Landscaped, Near Public Transit, Near School, Near Shops, Part Wooded, Private, Sloped
  • View: Neighborhood, Trees/Woods
  • Elem. School: Maple Hill Elementary School
  • Middle School: Middletown Twin Towers Middle Sch
  • High School: Middletown High School
  • School District: Middletown
  • Appliances: Dryer, Range, Refrigerator, Washer, Gas Water Heater
  • MLS#: 1025851
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/1025851/4850mountainavenue_middletown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of KW Hudson Valley Untied   Phone: 845-610-6065

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

48-50 Mountain Avenue, Middletown, NY, 10940

$419,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,200 $335,200 $335,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $742 $742 $742
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,008 $2,116 $2,784
Total Monthly Payment $2,825 $2,933 $3,601

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.