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Welcome to 432 Bedford Ave, a charming English Tudor-style residence in Mount Vernon that combines classic architectural character with thoughtfully updated interiors. This two-story home features distinctive half-timbering, a steeply pitched roof, and a warm stucco exterior that makes an immediate visual impression on tree-lined Bedford Avenue. The home is organized across three levels, offering flexible living arrangements. The main floor showcases a well-proportioned living room with hardwood flooring and abundant natural light, complemented by a dedicated sitting room for added versatility. The dining area flows naturally from a modern kitchen equipped with stainless steel appliances, dark wood cabinetry, and generous counter space—ideal for both everyday cooking and entertaining. Upstairs, the home contains four bedrooms of varying sizes, with the primary bedroom offering notable dimensions and natural light. The second floor includes a full bathroom with clean, simple finishes. A bedroom on the third floor provides options for guests, home offices, or additional sleeping arrangements. Throughout the home, hardwood floors, neutral color palettes, and sloped ceilings in upper spaces create a bright, airy environment. Practical amenities enhance daily living: an in-home laundry room with washer and dryer in the basement, a pantry for storage, and climate control via split-system units and ceiling fans. The basement also features an attached garage and utility space. Outdoors, the 3, 049-square-foot lot includes a patio area suitable for gardening or casual entertaining, bordered by mature landscaping and maintained fencing. The Mount Vernon location offers residential convenience with a scenic neighborhood of well-kept homes and tree-lined streets. The property's solid construction, thoughtful layout, and blend of period charm with modern conveniences make it an appealing choice for those seeking character and functionality.
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Our Executive Mortgage Banker:
$684,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $547,920 | $547,920 | $547,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $692 | $692 | $692 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,282 | $3,460 | $4,550 |
| Total Monthly Payment | $4,066 | $4,244 | $5,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.