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15 Austin Drive, Cumberland, RI, 02864 | $559,000
Highest and Best Due Monday, July 20th by 3 pm. Welcome to 15 Austin Drive, a beautifully updated ranch located in Cumberland's desirable Arnold Mills neighborhood. This inviting home offers three generously sized bedrooms, one full bathroom, one half bathroom, central air conditioning, and an attached garage. The bright, updated kitchen features crisp white cabinetry, tile flooring, a peninsula with a built-in stove, and additional storage. A convenient pass-through to the living room creates an open, connected feel that is ideal for entertaining. Just off the kitchen, the dining room offers sliding glass doors leading to the deck and expansive backyard perfect for outdoor dining, gatherings, or simply relaxing. The lower level provides valuable additional space, including a dedicated office area, laundry space with a washer and dryer, and plenty of room for storage or future possibilities. Updates in 2023 include: septic, windows, plumbing, electric heat pump, and HVAC! With its thoughtful updates, flexible layout, large backyard, central air, garage, and sought-after Arnold Mills location, this move-in-ready home is one you will not want to miss!
Features
- Amenities: Highway Access,Near Schools,Recreation Area,Restaurant
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1956
- Garage: 3-car Attached,Garage
- Heating: Electric,Forced Air
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 1,069
- Acreage: 0.35
- Est. Taxes: $3,870
- Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1417921
- Website: https://www.raveis.com
/prop/1417921/15austindrive_cumberland_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15 Austin Drive, Cumberland, RI, 02864
$559,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $447,200 | $447,200 | $447,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.764% | 5.992% |
| Monthly Tax Payment | $323 | $323 | $323 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,717 | $2,863 | $3,714 |
| Total Monthly Payment | $3,131 | $3,277 | $4,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB