24540 HARBORVIEW ROAD, #A3, Punta Gorda, FL, 33980 | $135,000

Virtually Staged. Welcome to easy Florida living in this charming, turnkey-furnished 2-bedroom, 2-bath condominium located in the desirable pet friendly Birchwood Condominiums of Punta Gorda. Offering 937 square feet of comfortable living space, this well-maintained ground-floor residence is ideal as a year-round home, seasonal retreat, or investment opportunity. Step inside to discover a functional, open-concept layout featuring a combination of tile and luxury vinyl flooring for style and easy maintenance. The bright and inviting eat-in kitchen showcases a timeless design with abundant natural light, crisp white cabinetry accented by warm wood trim, ample storage, durable granite-look countertops, and a suite of modern appliances, including a range, refrigerator, and built-in microwave. The efficient galley-style layout maximizes workspace and functionality, while the dedicated dining area provides the perfect setting for morning coffee, casual meals, or entertaining family and friends. The spacious living room is enhanced with crown molding and opens through sliding glass doors to a private screened lanai, creating a seamless indoor-outdoor living experience. The thoughtfully designed split-bedroom floor plan offers privacy and comfort for both residents and guests. Located at the front of the unit, the guest bedroom is conveniently situated near the guest bathroom, which features a tub/shower combination and an adjacent laundry closet. The generously sized primary suite serves as a peaceful retreat, offering private sliding door access to the screened lanai, a spacious walk-in closet, and an en-suite bathroom with a walk-in shower. Built in 1985 within a convenient quadraplex-style building, this condominium offers easy ground-level access and a low-maintenance lifestyle. Residents of this complex enjoy access to a sparkling community pool, perfect for relaxing and soaking up the Florida sunshine. Whether you're looking to cool off with a refreshing swim or simply unwind by the poolside, this amenity adds to the allure of condo living. The prime location is just minutes from I-75, shopping, dining, golf courses, medical facilities, historic downtown Punta Gorda, waterfront parks, and Charlotte Harbor. Whether you're looking for a permanent residence, winter escape, or income-producing property, this delightful condo delivers the perfect blend of comfort, convenience, and Florida charm.
**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Complex: BIRCHWOOD 01 & 02
  • Year Built: 1985
  • Approx Sq. Feet: 937
  • Acreage: 0.02
  • Est. Taxes: $2,422
  • Condo Fee: $435 Monthly
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7528408
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7528408/24540harborviewroad_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/24/2026 11:54:17 PM)
Listing courtesy of MARINA PARK REALTY LLC   Phone: 941-205-0888

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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24540 HARBORVIEW ROAD, #A3, Punta Gorda, FL, 33980

$135,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $108,000 $108,000 $108,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.760% 6.902% 6.118%
Monthly Tax Payment $202 $202 $202
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $665 $700 $904
Total Monthly Payment $942 $977 $1,181

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.