437 Commack Road, Islip, NY, 11751 | $599,999

Welcome to this beautifully maintained ranch set on a generous, fully fenced lot in the heart of Islip. From the moment you pull up the long private driveway to the attached one-car garage, you'll appreciate the classic curb appeal — shake siding, brick accents, and a manicured front lawn shaded by mature trees. Step inside to a bright, open layout with gleaming hardwood floors and recessed lighting throughout the main living areas. The spacious living room flows into a formal dining area with ceiling fan, which opens directly to the updated eat-in kitchen. The kitchen features crisp white cabinetry, butcher block countertops, stone tile backsplash, stainless steel appliances including a gas range, dishwasher, and French-door refrigerator, plus a breakfast bar and sliding glass doors to the rear deck. A second den/family room with its own private entry offers flexible space for guests, a home office, or extended family. The home offers multiple generously sized bedrooms, including a primary suite with ample closet space, along with additional bedrooms served by a full bath with tub/shower and a convenient half bath with vanity. Rooms are freshly painted and move-in ready, with hardwood and carpeted options throughout. Outside is where this property truly shines. A large composite deck with gazebo overlooks an expansive paver patio — perfect for entertaining — leading to a sprawling, level lawn enclosed by white vinyl fencing. A separate covered patio area, raised garden beds, a children's playset, and an oversized storage shed with windows complete the picture. There's room here for everything. Additional features include central air, forced air heat, a full attached garage with workshop area and generator storage, and a prime location close to schools, shopping, parkways, the LIRR, and Islip's beaches and marinas. A rare opportunity to own a spacious, updated home with an entertainer's yard in a convenient Islip location. Won't last!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Ranch
  • Year Built: 1969
  • Garage: 1-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Basement: Full
  • Approx Sq. Feet: 1,253
  • Acreage: 0.24
  • Est. Taxes: $12,501
  • Elem. School: Commack Road Elementary School
  • Middle School: Islip Middle School
  • High School: Islip High School
  • School District: Islip
  • Appliances: Refrigerator
  • MLS#: 1026573
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/1026573/437commackroad_islip_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Ernest TolljaSales Associate

646.775.0207

Ernest.Tollja@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Heidi SummaInsurance Sales Director, William Raveis Insurance

860.919.8074

Heidi.Summa@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

437 Commack Road, Islip, NY, 11751

$599,999

Ernest Tollja

Sales Associate

William Raveis Real Estate

Phone: 646.775.0207

Ernest.Tollja@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,999 $479,999 $479,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.764% 5.992%
Monthly Tax Payment $1,042 $1,042 $1,042
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,917 $3,073 $3,986
Total Monthly Payment $4,051 $4,207 $5,120

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.