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Presented by
The Knox Real Estate Group |
Enjoy year round waterfront living on beautiful Lake Whittemore in Spencer! This beautifully renovated 3 BR, 2 full bath home offers stunning lake views and modern finishes throughout. The updated kitchen features quartz countertops, SS appliances, tile flooring and abundant cabinetry flowing seamlessly into open, beamed, cathedral ceilings! Step outside onto the large new composite deck with stunning views of the Lake, a perfect place for entertaining, relaxing or taking in the spectacular sunsets! Enjoy your dock perfect for fisihing, swimming, kayaking. . . The FR and 3 BR have HW flooring throughout! Both bathrooms have been completely renovated, the main bath is tiled and has a walk in shower, the 2nd bath is also a full bath complete with a tub! The lower level is partially finished with new LVF and could be used for a variety of things, perhaps a guest room, fitness area, craft room, playroom, the options are endless! Showings begin at open house 7/16 @ 4: 30!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood | 11.0 x 11.6 | First |
| Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Hardwood | 10.2 x 11.0 | First |
| Dining Room | Beamed Ceilings, Flooring - Stone/Ceramic Tile, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Slider, Lighting - Overhead | First | |
| Family Room | Ceiling Fan(s), Beamed Ceilings, Flooring - Hardwood, Deck - Exterior, Recessed Lighting, Slider | 13.5 x 18.0 | First |
| Kitchen | Beamed Ceilings, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Exterior Access, Stainless Steel Appliances | 13.5 x 18.0 | First |
| Laundry | Electric Dryer Hookup, Washer Hookup, First Floor | ||
| Master Bedroom | Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Hardwood | 13.5 x 13.5 | First |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$719,000
Sales Associates
William Raveis Real Estate
Phone: 978.771.4579
KnoxRealEstateGroup@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $575,200 | $575,200 | $575,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $489 | $489 | $489 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,445 | $3,632 | $4,777 |
| Total Monthly Payment | $4,026 | $4,213 | $5,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.