4590 16th ST NE, Naples, FL, 34120 | $595,000

Rare opportunity to own a beautifully maintained pool home on 2. 73 private upland acres in Golden Gate Estates for under $600, 000. Offered by the original owners, this home has been lovingly cared for and thoughtfully updated over the years.
The remodeled kitchen features granite countertops, updated cabinetry, and plenty of workspace for everyday living and entertaining. The spacious primary suite includes a recently renovated designer bathroom, while the updated guest bath also serves as a convenient pool bath with direct access to the lanai.
Step outside to your own private backyard retreat featuring a saltwater pool and spa. A new screen enclosure was installed in 2018, and the pool pump, heater, and equipment were all recently replaced, providing years of worry free enjoyment. The roof was replaced in 2018, and the home is equipped with a whole house reverse osmosis system.
The 2. 73 acre upland lot offers beautiful mature landscaping, exceptional privacy, and room to expand with additional buildings, gardens, or recreational space. Located in one of Naples fastest growing areas, Golden Gate Estates offers the perfect balance of country living with city conveniences. Enjoy easy access to new shopping, restaurants, schools, Big Corkscrew Island Regional Park, and the upcoming commercial growth along Immokalee Road and Randall Boulevard, while still being within driving distance of Naples beaches, downtown, and I-75.
If you have been searching for an updated pool home with acreage, privacy, and no HOA, this property is a must see.

Features

  • Amenities: Horses OK
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2002
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,709
  • Acreage: 2.73
  • Est. Taxes: $2,295
  • Lot Desc: Oversize
  • View: Wooded Area
  • Community Type: Non-Gated
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226026227
  • Website: https://www.raveis.com
    /prop/226026227/459016thstne_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of RE/MAX Hallmark Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4590 16th ST NE, Naples, FL, 34120

$595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $476,000 $476,000 $476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $191 $191 $191
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,851 $3,006 $3,953
Total Monthly Payment $3,134 $3,289 $4,236

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.