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Nestled on a quiet, well-maintained street, this Colonial offers the perfect the opportunity to customize your dream home. Step inside to a bright double parlor featuring large windows that flood the space with natural light. The spacious kitchen sits at the center of the home and connects directly to a three-season room - ideal for entertaining. Upstairs you'll find three spacious bedrooms and a full bath. The expandable attic offers great potential to be refinished into a family room, office, or playroom. Making your way to the basement, you'll discover plenty of storage space. Additionally, major updates have been made to give you future peace of mind: a new energy-efficient boiler installed in 2020, an 8-year-young roof, a new water meter, along with a young oil tank and vinyl siding. The well-sized backyard is perfect for all your outdoor needs. Located just steps from Mineral Spring Ave, Twin Pizza, grocery stores, and major highways. With a little creative vision and TLC, this home is ideal for the savvy investor or handy buyer!
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$329,900
William Raveis Real Estate
Phone: 888.699.8876
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $304 | $304 | $304 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,581 | $1,666 | $2,192 |
| Total Monthly Payment | $1,960 | $2,045 | $2,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.