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Perched above Oyster Bay Harbor on 4. 04 private acres in the heart of prestigious Mill Neck, resides this exceptional estate. Framed by panoramic views of Oyster Bay Harbor and Centre Island, this beautifully renovated six-bedroom residence showcases timeless design, refined craftsmanship, and curated modern updates throughout. Every space has been thoughtfully designed to celebrate its breathtaking surroundings, where expansive walls of glass blur the line between indoors and out while filling the home with natural light. Rich mahogany custom millwork, white oak inlay flooring, and elegant architectural details create an atmosphere of warmth and sophistication, while beautifully proportioned living and entertaining spaces offer both comfort and effortless elegance. At the heart of the home, the chef's kitchen is as functional as it is beautiful, featuring custom white cabinetry, striking quartzite countertops, elegant brass accents, and picturesque harbor views. A renovated sunroom, spa-inspired primary suite, radiant heat floors, updated baths, an expansive mudroom, and a summer kitchen further elevate the home's exceptional lifestyle, seamlessly extending to Brazilian IPE decks/terraces designed for outdoor entertaining. Thoughtfully modernized for today's discerning buyer, the residence features commercial-grade heating and cooling, eight-zone HVAC, over 100 new windows, a newer roof, an automatic sprinkler system, and three two car garages. Owned solar panels enhance the home's energy efficiency, while a Tesla battery backup provides reliable peace of mind with the ability to power the residence for approximately three days during an outage. Surrounded by the natural beauty of Long Island's Gold Coast and just moments from charming villages, waterfront dining, boutique shopping, beaches, and clubs, this extraordinary estate offers a rare combination of privacy, sophistication, and breathtaking water view vistas.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
$5,995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $4,796,000 | $4,796,000 | $4,796,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $4,215 | $4,215 | $4,215 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $26,484 | $28,754 | $39,826 |
| Total Monthly Payment | $30,824 | $33,094 | $44,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.