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Tucked away on a cul-de-sac in the popular Cold Springs neighborhood, this 9 room, 3 bedroom, 3. 5 bath, 2445 sf Raised Ranch sits on a level 1. 05 acres and is less than 3 miles to the Town Beach! The main level went through a transformative gut renovation in 2022. From creating an open-concept layout, to all new sheetrock, electrical, plumbing, lighting, flooring, and design! The gorgeous kitchen offers high-end soft-close cabinets & drawers, granite countertops, large island w/ storage & breakfast bar, black stainless appliances and a gas stove! The primary suite has an integrated closet system, ceiling fan, sliders to a private deck, and beautiful spacious en-suite bath w/ large walk-in tile shower and rainfall shower heads! The lower level floor plan offers immense flexibility and was mostly updated with new sheetrock, flooring, and lighting in 2017! The left side has the 3rd bedroom, a spacious walk-out rec room, and a full bath. To the right is a large walk-out family room, a den, an office, and full bath! Perfect for a home office, primary suites, flex area, or multi-generational living! Additional updates include new vinyl siding (2026), Andersen replacement windows (2020), hot water heater (2017), and more! Centrally located . 4 miles to the YMCA, 1 mile to 95, 1. 5 miles to the Train Station and Town Center, while near equidistant to New Haven, New London, and Middletown! From L. I. Sound to inland waterways, come kayak, boat, fish, dine, and play your days away!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Remodeled,Vinyl Floor | 12.7 x 10.0 | Main |
| Bedroom 2 | Vinyl Floor | 11.0 x 12.7 | Lower |
| Den | Vinyl Floor | 10.0 x 7.0 | Lower |
| Eat-In Kitchen | Remodeled,Breakfast Bar,Granite Counters,Island,Sliders,Vinyl Floor | 11.3 x 25.6 | Main |
| Family Room | Wood Stove,Patio/Terrace,Sliders,Vinyl Floor | 15.4 x 21.7 | Lower |
| Full Bath | Stall Shower,Vinyl Floor | 10.9 x 9.0 | Lower |
| Full Bath | Tub w/Shower,Vinyl Floor | 7.6 x 9.0 | Lower |
| Half Bath | Remodeled,Granite Counters,Vinyl Floor | 6.1 x 5.0 | Main |
| Living Room | Remodeled,Fireplace,Vinyl Floor | 13.0 x 22.0 | Main |
| Office | Vinyl Floor | 10.4 x 11.0 | Lower |
| Primary Bath | Remodeled,Quartz Counters,Stall Shower,Vinyl Floor | 11.3 x 8.0 | Main |
| Primary BR Suite | Remodeled,Balcony/Deck,Ceiling Fan,Full Bath,Sliders,Vinyl Floor | 11.3 x 11.6 | Main |
| Rec/Play Room | Balcony/Deck,Vinyl Floor | 11.4 x 19.7 | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $451 | $451 | $451 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,395 | $2,525 | $3,321 |
| Total Monthly Payment | $2,921 | $3,051 | $3,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.