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Rare opportunity to own a well-maintained two-family home under $400, 000! Whether you're looking for an owner-occupied property to offset your mortgage or a turnkey investment with excellent rental potential, this versatile property delivers. Each unit offers separate utilities, providing convenience and independence for both owner and tenants. The spacious first-floor unit features 3 bedrooms, a large living room, an eat-in kitchen, and separate laundry. The second-floor unit offers a comfortable 1-2 BR layout with a spacious living room, kitchen, and full bath also with w/d hook up. Rich in history and dating back to circa 1799, the home retains original character while being thoughtfully maintained over the years. Set on a beautiful level one-acre lot with abundant green space, there's plenty of room to enjoy the outdoors, garden, or entertain. A large barn/storage building provides exceptional space for hobbies, equipment, or additional storage. A wonderful place to call home!
| Type | Description |
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| Laundry | Washer Hookup, Dryer Hookup, Electric Dryer Hookup |
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $293 | $293 | $293 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,797 | $1,894 | $2,491 |
| Total Monthly Payment | $2,164 | $2,261 | $2,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.