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1846 SILVER STAR PLACE, Ruskin, FL, 33570 | $400,000
3200 + sq ft home with 5-Bedroom, 3. 5-Bath, and no backyard neighbors. Pond-Front Home with Bonus Room in Spencer Creek!
Welcome home to over 3, 250 square feet of beautifully designed living space offering a large 2nd-floor bonus room and a versatile 1st-floor flex space—perfect for today's growing families and those who love to entertain.
Step inside to discover a bright, open-concept floor plan where the kitchen, dining, and family room seamlessly flow together, creating the ideal gathering place for everyday living and special occasions. The chef's kitchen is the centerpiece of the home, featuring a large center island with seating and granite countertops, abundant cabinetry, a walk-in pantry to keep everything organized, and an open view of the dining and living areas, making it easy to stay connected while preparing meals.
A flexible room on the first floor provides endless possibilities as a home office, playroom, formal living room, fitness area, or hobby space to suit your lifestyle.
Tucked away at the rear of the home for added privacy, the spacious first-floor owner's suite serves as a peaceful retreat with a large walk-in closet and a private en-suite bathroom designed for comfort and convenience.
Upstairs, you'll find four generously sized bedrooms, two full bathrooms, and an oversized bonus room that can easily become a media room, game room, home theater, teen retreat, or second family room. With so much flexible space, there's room for everyone to spread out and enjoy.
Situated on a homesite with a serene pond view, the expansive backyard offers endless opportunities to create your dream outdoor oasis. Add a pool, build an outdoor kitchen, create a play area, or simply relax and enjoy the extra space.
Residents of Spencer Creek enjoy a convenient location with easy access to I-75 and US-41, making commuting a breeze while remaining close to shopping, dining, parks, top-rated schools, medical facilities, and Tampa Bay's world-renowned Gulf Coast beaches.
Combining generous living space, flexible floor plan, modern design, and an exceptional location, this move-in-ready home offers everything today's buyers are searching for. Schedule your private tour today and discover why this Spencer Creek home is the perfect place to call home! Home is NOT homesteaded for taxes, and CDD fees are included in taxes.
Features
- Rooms: 10
- Bedrooms: 5
- Baths: 3 full / 1 half
- Lot Size: 60.3 x 120
- Laundry: Laundry Room
- Year Built: 2021
- Garage: 3-car Driveway, Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 3,346
- Acreage: 0.17
- Lot Size: 60.3 x 120
- Est. Taxes: $11,830
- HOA Fee: $156 Annually
- Lot Desc: In County, Landscaped, Level, Sidewalk
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
- MLS#: TB8527814
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/TB8527814/1846silverstarplace_ruskin_fl?source=qrflyer
Listing courtesy of Keller Williams Suburban Tampa Phone: 813-684-9500
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1846 SILVER STAR PLACE, Ruskin, FL, 33570
$400,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $986 | $986 | $986 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $2,021 | $2,657 |
| Total Monthly Payment | $2,978 | $3,082 | $3,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388