1008 E RIDGEWOOD ST, Orlando, FL, 32803 | $1,100,000

Experience the best of Downtown Orlando living, just a short stroll from iconic Lake Eola! Imagine starting your mornings with a walk around the lake, grabbing coffee at a neighborhood café, spending weekends at the award-winning Farmers Market, and enjoying concerts, festivals, outdoor yoga, swan boat rides, and year-round events, all just moments from your front door. Indulge in Orlando's vibrant dining scene, rooftop lounges, craft breweries, boutique shopping, nightlife, the Dr. Phillips Center for the Performing Arts, Kia Center, Inter&Co Stadium, and the Central Business District. With easy access to SunRail and major highways, this is urban living at its finest in the heart of The City Beautiful.

Designed with exceptional flexibility, this one-of-a-kind property adapts to your lifestyle. Properly zoned for short-term rentals, the current owner has successfully welcomed repeat guests while enjoying the home as a primary residence. Live on either level while generating income from the other, create the perfect in-law suite, lease one residence long-term, or accommodate extended family with complete privacy. However you choose to use it, the possibilities are truly endless.

The main residence features 4 bedrooms, 2 bathrooms, a spacious family room, full kitchen, and laundry room, creating the feel of a traditional single-family home. The private lower-level residence offers 2 bedrooms, 1 bathroom, a full kitchen, expansive living room, dining area, laundry room, and its own private entrance, providing completely independent living accommodations ideal for family, guests, or rental income. Additional highlights include a remodeled main-floor kitchen and bathrooms, a beautifully renovated lower-level residence, a roof approximately nine years old, and a transferable termite bond for added peace of mind.

Opportunities like this are exceptionally rare. Combining an unbeatable Downtown Orlando location with legal short-term rental zoning, true dual-living functionality, and outstanding income potential, 1008 E. Ridgewood Street offers a lifestyle and wealth-building opportunity unlike anything else on the market. Whether you're looking to offset your mortgage, create the perfect multi-generational living arrangement, build long-term wealth through rental income, or simply own a one-of-a-kind home in one of Orlando's most sought-after neighborhoods, this is truly a once-in-a-lifetime opportunity. Schedule your private showing today!

Features

  • Rooms: 12
  • Bedrooms: 6
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Historical, Traditional
  • Year Built: 1966
  • Garage: 1-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,213
  • Acreage: 0.19
  • Est. Taxes: $12,304
  • Lot Desc: Corner Lot, Historic District, City Lot, Sidewalk
  • View: City
  • Elem. School: Lake Como Elem
  • Middle School: Howard Middle
  • High School: Edgewater High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6423686
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/O6423686/1008eridgewoodst_orlando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/19/2026 9:32:17 PM)
Listing courtesy of SUNDIAL REAL ESTATE LLC   Phone: 407-601-2200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1008 E RIDGEWOOD ST, Orlando, FL, 32803

$1,100,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $880,000 $880,000 $880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.223% 6.183%
Monthly Tax Payment $1,025 $1,025 $1,025
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,135 $5,347 $7,426
Total Monthly Payment $6,285 $6,497 $8,576

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.