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At first glance, 2405 Summerlin Drive is a charming midcentury Florida ranch. Step inside and the home reveals one exceptional feature after another! This 3-bedroom, 2-bath Morningside Estates home offers 1, 888 square feet, a split-bedroom layout, multiple living spaces, and a backyard oasis with a pool designed to embrace Florida's year-round lifestyle. A covered front porch opens to a bright living room, where a floor-to-ceiling, wood-burning stone fireplace with a substantial mantel creates a dramatic focal point. Throughout the home, custom stained wood trim, baseboards, window casings, and solid wood interior and bifold doors (2025) add warmth, character, and a level of craftsmanship rarely found in homes of this era. The remodeled kitchen creates an open-concept layout with a large center island, silstone quartz counters, stainless-steel appliances (new dishwasher 2026), recessed lighting, and a long breakfast bar—room for everyday meals, holiday prep, and friends who inevitably gather where the food is. Built-in buffet cabinets (2025) with a butcher block counter, and soft-close pull-out drawers provide additional storage and double as a beverage and serving station. The adjoining dining area accommodates a large table, while the family room adds a second place to relax. Wide-opening French doors connect the kitchen and dining area to the screened lanai, where a wood-paneled ceiling (2017) provides a shaded area for meals, morning coffee, or an afternoon with a book. The heated pool was resurfaced and re-tiled, along with the addition of the raised spa, Baja sun shelf, waterfall, bubbler, and paver deck, all in 2022. The pool heater and chiller was replaced in 2024 and the pump in 2025. A programmable Jandy LED lighting system offers 14 color modes for evening swims. The home also has a GenerX whole-house generator (2018), new vinyl privacy fencing (2025), solar fence adjustable lighting, and mature trees create a welcome separation, while the fully fenced yard leaves an open lawn for pets, play, or gardening. The spacious primary bedroom includes two walk-in closets and direct access to a bath fully remodeled in 2017, featuring a glass-enclosed walk-in shower with multiple shower heads, a vessel sink, and stone counter. The bath also connects to Bedroom 2, currently used as a home office with a sliding barn door to the walk-in closet and custom wainscoting. Bedroom 3 offers two windows and ample closet storage and an ideal private suite. The guest bath was completely renovated in 2025 with a new tub, tile surround, dual shower heads, recessed niche, matte fixtures, and a long stone-topped vanity. A dedicated laundry room adds cabinetry, open shelving, clothes hanging rack, and a utility sink. The practical strengths run just as deep: hurricane-rated double-pane windows, interconnected hardwired smoke & carbon monoxide detectors, water softener (2023), gas water heater, entire exterior has all new stucco and knockdown texture (2019), new soffits and fascia (2019), public water and sewer, and a block construction home! Morningside Recreation Center is right around the corner, with a community pool, splash pad, fitness center, gymnasium, playground, and basketball and tennis courts. Holiday luminaries, hayrides, and neighborhood picnics reflect the community spirit of Morningside Estates. Clearwater Beach, shopping, dining, and Tampa International Airport are all within an easy drive. This home is ready to be called yours!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $263 | $263 | $263 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,875 | $3,031 | $3,986 |
| Total Monthly Payment | $3,230 | $3,386 | $4,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.