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Welcome to this beautifully updated 3-bedroom, 2-bathroom pool home situated on a private one-acre lot in the desirable Pine Ridge Estates. This move-in ready concrete block home is NOT in the flood zone and being offered FULLY FURNISHED and turnkey! The home features luxury vinyl flooring throughout the main living areas, a spacious open layout, and a stunning double-sided wood-burning fireplace with a shiplap mantle that can be enjoyed from both the main living area and the primary bedroom. The updated kitchen is designed for both style and functionality, featuring soft-close white cabinetry, granite countertops, stainless steel GE profile appliances, and a cozy eat-in kitchen nook with additional built-in storage. French doors installed in 2022 with a 10-year warranty provide easy access to the outdoor living and pool area. The home also offers a full pool bathroom, a dedicated laundry room with utility sink, and a two-car garage with a mini-split AC system installed in 2023 and cabinetry for additional storage. Enjoy true indoor/outdoor living with a resurfaced pool completed in 2021, new pool pump and equipment installed in 2022, updated pool screens completed in 2025, a tiled back porch updated in 2025, and a private fire pit area perfect for entertaining. The beautifully landscaped one-acre homesite features mature Crepe Myrtles and plenty of space to enjoy the privacy of your surroundings. The outdoor amenities continue with a 24x12 “she shed” complete with AC and power, providing the perfect space for a home office, hobby room, workshop, or private retreat. Additional updates and features include a new roof and skylights installed in 2020, roof vents added in 2026, a new septic leach field and septic pump out completed in 2025, and HVAC replaced in 2018. Located in an established equestrian community with a low annual HOA of just $112, Pine Ridge Estates offers an impressive array of amenities including pickleball and tennis courts, shuffleboard, dog park, children’s playground, BBQ pavilions, RC flying field, community center, and equestrian center. With over 28 miles of horse riding trails throughout the community, Pine Ridge Estates offers a unique opportunity to enjoy an active Florida lifestyle surrounded by nature. Conveniently located near the newly developed Shops at Black Diamond, featuring Target, Sprouts, Aldi, Walmart, and a variety of dining options, this home also offers easy access to the Gulf for boating, fishing, scalloping, and kayaking. Tampa International Airport is approximately one hour away, with convenient access to the newly expanded Suncoast Parkway and entrance ramp located 6 miles away. This exceptional property offers the perfect blend of comfort, convenience, outdoor living, and Florida lifestyle. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.764% | 5.992% |
| Monthly Tax Payment | $2 | $2 | $2 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $2,048 | $2,657 |
| Total Monthly Payment | $2,021 | $2,125 | $2,734 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.