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The backyard you’ve been dreaming of in the location you’ve been waiting for - welcome to 4 Davidia Lane! Set on over half an acre in the highly sought-after Three Village School District, this 4/3 expanded cape offers approximately 2500 square feet of beautifully designed living space plus a basement and 1 car garage! Located just minutes from Stony Brook Village, SBU and SBH! Inside, you’ll find a sunny and inviting living room with hardwood floors and a wood-burning fireplace, with open flow into the formal dining room and spacious eat-in kitchen. 2 sets of French doors lead to your backyard oasis! Featuring beautiful wood cabinetry, stainless steel appliances, a Viking range, gas cooking, and a large center island, the kitchen is truly the heart of the home! Off the dining room, french doors lead to your den featuring a second fireplace and recessed lighting. A main level bedroom, a full bath with a walk in shower, and your laundry room round out the first floor. Upstairs, the primary en-suite is a peaceful retreat with hardwood floors, two generous closets (including a walk-in) and a private bath with a walk-in shower. Two additional bedrooms and another full bath complete the second floor! Step outside and prepare to spend every summer at home! The expansive backyard was made for entertaining, featuring a large deck with an oversized awning, an in-ground pool with a new Loop-Loc cover, hot tub, basketball court, privacy trees, and large storage shed - all set on a private . 55-acre property that offers space to relax and make memories for years to come. Additional features include a finished basement, a 3-year-young roof with gutter guards, less than 1-year-young two-zone central air, 200-amp electric with subpanel, a Generac whole-house generator with automatic transfer switch, security cameras, and a video doorbell! This is more than a home - it’s the lifestyle you’ve been waiting for!!
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Our Executive Mortgage Banker:
$989,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $791,200 | $791,200 | $791,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,771 | $1,771 | $1,771 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,430 | $4,807 | $6,623 |
| Total Monthly Payment | $6,293 | $6,670 | $8,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.