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Looking for a great first home or an easy condo alternative? This cozy 2-bedroom, 1. 5-bath home in the highly regarded Clarkstown school system has so much to offer. You’ll love the hardwood floors, charming stained-glass windows, formal mudroom, comfortable living and dining spaces, powder room, and renovated kitchen with granite counters and stainless steel appliances. Upstairs, the primary bedroom includes a nursery or sitting area, along with a second bedroom and renovated hall bath. The full walk-up attic gives you bonus space for a playroom, office, gym, den, or media room, and the unfinished basement adds laundry and plenty of storage. Outside, enjoy a classic picket fence, detached garage, driveway parking for 4+ cars, and a private fenced yard with a new stone patio—perfect for relaxing, entertaining, or letting kids play. Recent updates include a new roof in 2015, furnace in 2017, and stone patio in 2024. Close to Sheridan Baseball Field, Lakewood Elementary, downtown Congers, restaurants, Rockland Lake State Park, the Hudson River Greenway Trail, and the NYS Thruway, this home brings together charm, space, convenience, and value. Come see it before it’s gone!
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Our Executive Mortgage Banker:
$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.640% | 5.952% |
| Monthly Tax Payment | $885 | $885 | $885 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,707 | $2,854 | $3,753 |
| Total Monthly Payment | $3,684 | $3,831 | $4,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.