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Welcome to this exceptionally spacious two-bedroom co-op, ideally located in a well-maintained elevator building offering the convenience of a common laundry room. This pet-friendly building also permits subletting, making it an excellent choice for both owner-occupants and those seeking future flexibility. Inside, you'll find beautiful original hardwood floors throughout, adding warmth and character to the home. The bright kitchen features natural wood cabinetry and a generous breakfast nook, perfect for casual dining or enjoying your morning coffee. Both bedrooms are generously sized, providing plenty of room for larger furniture or a home office setup. The bathroom is thoughtfully designed with both a bathtub and a separate shower stall for added convenience. Abundant closet space throughout the apartment ensures you'll have plenty of storage. Located in the heart of the Jackson Heights Historic District, this home is part of one of New York City's most architecturally significant neighborhoods. Designated a New York City Landmark in 1993, the district is celebrated as the nation's first and largest planned garden-apartment and cooperative community, admired for its distinctive architecture, landscaped courtyards, and timeless charm. The neighborhood is renowned for its vibrant cultural diversity and extraordinary selection of international restaurants, cafes, bakeries, and specialty markets, offering cuisine from around the world just moments from your door. Commuting is effortless with the #7 train at the 82nd Street station only one block away, providing quick access to Manhattan and beyond. Don't miss this opportunity to own a spacious, well-located home that combines comfort, convenience, historic character, and the best of city living.
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Our Executive Mortgage Banker:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,273 | $2,989 |
| Total Monthly Payment | $2,231 | $2,348 | $3,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.