7 HAMMOCK BEACH CIRCLE S, Palm Coast, FL, 32137 | $2,000,000

Experience the pinnacle of "Coastal Luxury" in this extraordinary lakefront estate offering breathtaking
ocean views (3rd floor) and an exceptional blend of timeless elegance and modern sophistication. This
meticulously maintained five-bedroom residence showcases an open-concept design filled with
natural light, soaring ceilings, and exquisite finishes throughout. The chef-inspired gourmet kitchen
is a culinary masterpiece featuring a large center island with prep sink, 5-burner gas cooktop,
double ovens, warming drawer, wine chiller, workstation, and breakfast nook, seamlessly flowing
into spacious living and dining areas designed for effortless entertaining.

The first-floor entertainment space is complete with a wet bar, refrigerator, and ice maker, opening
to your own private TROPICAL RETREAT with a summer kitchen, sparkling SALTWATER POOL, SPA, and
beautifully designed outdoor living areas. A PRIVATE ELEVATOR provides convenient access to all
levels, including the spectacular third-floor owner's retreat, where an expansive primary suite,
private balcony, and breathtaking sunrise views create the perfect sanctuary. The luxurious primary
bath offers separate his-and-her vanities, an oversized soaking tub, a walk-in shower, and an
adjacent loft ideal for a home office, library, or private sitting room.

This exceptional residence has been thoughtfully enhanced with PREMIUM UPGRADES, including
2024 tankless water heater, 2024 third-floor HVAC system, two additional HVAC systems installed
in 2021, a brand-new kitchen refrigerator, designer kitchen backsplash, custom fireplace accent
wall, remodeled third-floor bathroom, professionally refinished kitchen cabinetry, elegant outdoor
lighting (2025), third-floor flooring (2023), epoxy garage floor (2024), outdoor grilling area (2024),
and comprehensive pool equipment updates completed between 2023 and 2025.

Perfectly positioned in one of Palm Coast's most desirable luxury communities, this remarkable
home offers an extraordinary opportunity to enjoy refined coastal living with unmatched comfort,
style, and craftsmanship. Every detail has been carefully curated to create a residence that is
equally suited for grand entertaining and everyday elegance.

An exceptional offering where refined elegance, spectacular views, and resort-style
amenities come together to create one of Palm Coast's finest luxury residences. Living on Hammock Beach Circle comprises of a guarded community gate, community pool and beach access, and lawn maintenance all included in the HOA. You can also join the Hammock Beach Club for access to world-class amenities, pools, Golf Courses, restaurants and more!

Features

  • Amenities: Clubhouse, Gated, Maintenance, Pool, Security
  • Rooms: 3
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Laundry Closet, Laundry Room
  • Year Built: 2010
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Guest, On Street
  • Heating: Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 4,246
  • Acreage: 0.25
  • Est. Taxes: $17,433
  • HOA Fee: $1,369 Quarterly
  • Lot Desc: City Lot, Landscaped, Near Golf Course, Sidewalk
  • View: Water
  • Water Front: Yes
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: Chlorine Free, Gunite, Heated, In Ground, Lighting, Salt Water
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: FC319931
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /eprop/FC319931/7hammockbeachcircles_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/20/2026 6:57:33 AM)
Listing courtesy of COLDWELL BANKER (HAMMOCK)   Phone: 386-246-2380

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7 HAMMOCK BEACH CIRCLE S, Palm Coast, FL, 32137

$2,000,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,600,000 $1,600,000 $1,600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.223% 6.183%
Monthly Tax Payment $1,453 $1,453 $1,453
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,337 $9,722 $13,502
Total Monthly Payment $10,915 $11,300 $15,080

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.