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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** Situated on just over an acre in beautiful Johns Island, this inviting home offers a functional layout, a peaceful natural setting, and a location you'll love. From the moment you arrive, you'll appreciate the beautifully landscaped yard, the long driveway, the spacious detached two car garage, all with the added benefit of no HOA. Step onto the front porch and head inside to discover a bright and comfortable floor plan filled with natural light. The living room provides a relaxing space that flows seamlessly into the dining area, where you can enjoy views of the backyard. The galley style kitchen offers a convenient workspace and has access to the laundry room and the backyard. Down the hallway, the spacious primary suite serves as a private retreat with a walk in closet and an en suite bathroom. Two additional bedrooms and a full bathroom complete the home's interior, providing flexibility for family, guests, or a home office. Outside, the backyard is truly something special. Surrounded by mature, shady trees and offering over an acre of land, this private outdoor space provides endless opportunities to entertain, relax, garden, or simply enjoy the beauty of the Lowcountry. In addition to its peaceful setting, this home is conveniently located under 7 miles from Freshfields Village, under 9 miles from Beachwalker Park on Kiawah Island, and under 15 miles from downtown Charleston. You will also be within 10 miles of several grocery stores and some of Johns Island's favorite dining destinations, including The Royal Tern, Wild Olive, and Lost Isle. This is an opportunity you won't want to miss. Some images have been virtually enhanced.
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Our Executive Mortgage Banker:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.638% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,084 | $2,200 | $2,890 |
| Total Monthly Payment | $2,159 | $2,275 | $2,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.