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Maximize your monthly savings and enjoy ultimate outdoor freedom with this incredible, ultra-low cost of living single-family home featuring a large, fully fenced, private backyard in the heart of Pinellas County. Rare gems like this do not come along often, offering an expansive, completely fenced private outdoor oasis paired with unmatched utility savings! This immaculate 3-bedroom, 1-bathroom residence is a budget-saver's dream, featuring a fully owned solar panel system that keeps your electric bills at an absolute minimum and an on-site septic tank system that ensures your water and sewer bills stay incredibly low. Adding to your financial peace of mind, there is absolutely no HOA fee, no hidden tenant fees, and the property sits safely in an X flood zone, meaning no high-cost flood insurance worries. Boasting 1, 255 heated square feet of beautifully maintained living space under a 1, 319 total square foot roof, this charming home features an open floor plan, split-bedroom layout, and stylish wood-laminate flooring throughout (no carpet!). You will love the massive 15x10 kitchen, which includes a refrigerator, range, microwave, dishwasher, disposal, and a highly convenient inside laundry area fully equipped with a washer and dryer. Host meals in the adjacent 11x10 dining room, or spread out into the versatile 14x10 bonus room that serves perfectly as an office, den, or playroom. The spacious 16x10 great room comes equipped with a cooling ceiling fan. Step outside to fully appreciate the outdoor space, which includes a cozy 12x4 front porch and a massive 24x15 rear porch that perfectly overlooks your large, secure backyard area. Storage is a breeze thanks to an included 10x8 outdoor shed, and the expansive driveway offers plenty of space for both boat parking and RV parking. Daily errands are an absolute breeze with a Super Walmart, Publix, and Starbucks located just minutes from your front door. The unbeatable location also places you just a short drive from world-famous Clearwater Beach, the charming waterfront streets of downtown Safety Harbor, and the pristine shores of Honeymoon Island State Park. You can also enjoy easy access to premier shopping and dining at the Countryside Mall, catch an incredible live performance at nearby Ruth Eckerd Hall, or explore the scenic boardwalks of Moccasin Lake Nature Park. Located in the desirable Virginia Groves Estates subdivision, this property is also zoned for highly rated local schools including McMullen-Booth Elementary, Safety Harbor Middle, and Countryside High. Up to two pets are warmly welcomed, who will absolutely love running around the secure, oversized backyard.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $2,000 | $2,000 | $2,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $12 | $13 | $17 |
| Total Monthly Payment | $87 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.