5709 SEA TROUT PLACE, Apollo Beach, FL, 33572 | $1,100,000

Direct Tampa Bay Access, Assumable 2. 25% Interest Rate, Waterfront Living at Its Finest in MiraBay! Imagine ending every day with a sunset cruise from your own backyard. Perfectly positioned on a quiet cul-de-sac with 136 feet of saltwater frontage, this exceptional waterfront residence offers direct access to Tampa Bay, making it a dream come true for boating enthusiasts. Equipped with a 10, 000-lb boat lift plus a dedicated Jet Ski lift, you'll spend less time trailering and more time enjoying the Florida lifestyle.
Built by David Weekley, this sought-after Sand Dollar floor plan offers an impressive 3, 635 square feet with 4 bedrooms, a private home office, formal dining room, and the primary suite conveniently located on the first floor. Designed for both everyday living and entertainment, the expansive layout provides room for everyone to gather while still offering private spaces to work, study, or relax.
The heart of the home is the stunning chef's kitchen featuring wrap-around seating, soaring ceilings, abundant cabinetry, and newer GE Profile stainless steel appliances, including a 2025 built-in Advantium microwave/oven, 2021 refrigerator, and 2020 dishwasher. Natural light pours into the open-concept living spaces, highlighting the extra-long, extra-wide luxury vinyl plank flooring throughout the main level, while upgraded STAINMASTER carpet with memory foam padding adds comfort to the primary suite and second floor.
Step outside to an oversized waterfront homesite offering endless possibilities. With plenty of room to design your dream pool, the backyard is ready to become your own private waterfront oasis where family and friends can gather after a day on the water.
Major improvements provide peace of mind, including a new roof (2024) and new upstairs 3-ton, 15. 5 SEER air conditioning system (2025), allowing you to move in with confidence. As an added bonus, qualified buyers may have the opportunity to assume the existing 2. 25% interest rate.
Beyond the home, you'll experience the unmatched lifestyle of MiraBay, one of Apollo Beach's premier gated waterfront communities. Designed around the beauty of Florida's coastal living, residents enjoy an impressive collection of resort-inspired amenities including a spectacular clubhouse, zero-entry heated resort pool with waterslide, lap pool, state-of-the-art fitness center, café, tennis and pickleball courts, basketball courts, playgrounds, parks, miles of scenic walking trails, and year-round community events. Launch a kayak or paddleboard from the community launch, explore the neighborhood's interconnected lagoons, or simply enjoy peaceful evening strolls beneath swaying palms and waterfront sunsets.
Conveniently located near waterfront restaurants, marinas, shopping, I-75, Downtown Tampa, Tampa International Airport, award-winning Gulf beaches, and some of Florida's best boating destinations, MiraBay offers the perfect balance of luxury, recreation, and convenience.
Waterfront homes offering this combination of direct Tampa Bay boating access, premium updates, expansive living space, oversized homesite, resort-style amenities, and an assumable 2. 25% interest rate are exceptionally rare. Schedule your private showing today and discover why 5709 Sea Trout Place is more than just a home- it's your gateway to the Florida waterfront lifestyle you've been dreaming about.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Lobby Key Required, Maintenance, Pickleball Court(s), Playground, Pool, Tennis Court(s), Wheelchair Access
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 136 x 97
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2005
  • Garage: 3-car Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,536
  • Acreage: 0.32
  • Lot Size: 136 x 97
  • Est. Taxes: $12,257
  • HOA Fee: $190 Annually
  • Lot Desc: Cul-De-Sac, FloodZone, Oversized Lot, Sidewalk
  • View: Water
  • Water Front: Yes
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: TB8529285
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /eprop/TB8529285/5709seatroutplace_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/27/2026 5:41:09 AM)
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES   Phone: 813-658-2121

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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5709 SEA TROUT PLACE, Apollo Beach, FL, 33572

$1,100,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $880,000 $880,000 $880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.338% 6.361% 6.183%
Monthly Tax Payment $1,021 $1,021 $1,021
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,276 $5,418 $7,426
Total Monthly Payment $6,422 $6,564 $8,572

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.