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371 Micah Terrace, Milton, NH, 03851 | $649,000
Location! Location! Location! This captivating seasonal cottage is perfectly situated directly on Milton Three Ponds, offering an exceptional lakefront lifestyle. With sandy beach access and your own private 30’ dock, this property provides the ideal setting for creating lasting memories with family and friends. Lovingly cared for over the years, the cottage is filled with charm and character. Features include a cozy gas stove in the living room, a spacious kitchen, a loft for additional sleeping accommodations, fenced in yard and a covered porch overlooking the water, the perfect spot to enjoy morning coffee or evening sunsets. Additional highlights include a 12’ x 12’ shed providing ample storage for all your recreational gear, as well as plenty of space across the street for the potential construction of a garage, and a RV hookup with 30 amp RV Power outlet with water and sewer. While currently a seasonal property, the cottage could be converted to year-round use, making it an outstanding opportunity for either a second home or a full-time waterfront retreat.
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Cottage/Camp
- Year Built: 2000
- Heating: Gas Stove
- Cooling: Wall AC Units
- Approx Sq. Feet: 1,074
- Acreage: 0.78
- Est. Taxes: $8,714
- Lot Desc: Beach Access,Lake Access,Lake Frontage,Lake View,Lakes,Level,Open,Pond,Pond Frontage,Pond Site,View,Water View,Wooded,Near Golf Course,Neighborhood
- MLS#: 5099786
- Website: https://www.raveis.com
/prop/5099786/371micahterrace_milton_nh?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/16/2026Listing courtesy of Anne Erwin Sothebys International Rlty Phone: 207-363-6640
Listing Agent: Anne Erwin Real Estate
William Raveis Family of Services
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888.699.8876
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
371 Micah Terrace, Milton, NH, 03851
$649,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $726 | $726 | $726 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,155 | $3,278 | $4,311 |
| Total Monthly Payment | $3,973 | $4,096 | $5,129 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NH Mortgage Banker #11083-MB