1404 MOUNT VERNON STREET, Orlando, FL, 32803 | $579,900

*Single Family home with an ADU/ In-Law Suite with a legal City of Orlando Short Term Rental permit* Don't miss your opportunity to live in one of most popular areas in all of Central Florida. This charming bungalow with a renovated and permitted detached rentable in-law suite/ADU is nestled on a quiet tree-lined brick road in the Historic District of Orlando. Centered between Downtown Orlando, Mills50, Ivanhoe, Milk District, Thornton Park, College Park, and Audubon Park; this home is walkable to all the trendiest restaurants and shopping in town as well as close by to I-4, 408, Lake Eola, and Dr Phillips Center. The tastefully designed main home is a 2 bedroom/1 bathroom layout with a flex room, living room, kitchen and indoor laundry/utility room. Highlights include HVAC and Electrical updating -2016, hard wood flooring, tile in the wet areas, tankless water heater, 1 car carport with many possibilities (can be enclosed), and a fully renovated kitchen with newer appliances, back splash with pot filler, waterfall quartz counter tops, breakfast bar, and shaker style cabinets. Out back you will find a large fenced in back yard that gives you endless possibilities to build your own outdoor oasis. The detached in-law suite has it's own separate walk way and entrance on the left side of the home and received a short term rental permit from the City of Orlando. This unit did over $23, 000 in revenue in 2025 mainly renting to nurses and professionals through Furnished Finder and some help through AirBnB. A full time short term rental would do more revenue. Fully reimagined and remodeled from top to bottom in 2024, the 1 bed/1 bath studio is highlighted by tile flooring, mini-split HVAC, full kitchen with shaker cabinets, quartz counter tops, breakfast bar, stackable washer and dryer, closet, and living room. Whether you are looking for some extra money renting the rear studio, want to use it as in-law suite, or use it for yourself, the possibilities are exciting. The property is zoned R2 and has 2 postal addresses. 1404 and 1406. These homes do not become available often, schedule your appointment today.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Bungalow, Florida
  • Year Built: 1950
  • Garage: Curb Parking, Driveway, On Street
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,400
  • Acreage: 0.16
  • Est. Taxes: $5,965
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • Elem. School: Lake Como Elem
  • Middle School: Lake Como School K-8
  • High School: Edgewater High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: O6424482
  • Website: https://www.raveis.com
    /prop/O6424482/1404mountvernonstreet_orlando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/20/2026 4:03:47 AM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1404 MOUNT VERNON STREET, Orlando, FL, 32803

$579,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,920 $463,920 $463,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $497 $497 $497
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,778 $2,929 $3,852
Total Monthly Payment $3,367 $3,518 $4,441

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.