1144 PINE STREET, Englewood, FL, 34223 | $194,999

Virtually Staged. Enjoy peaceful waterfront living in this charming 2-bedroom, 1-bathroom lakefront home, perfectly positioned on a spacious lot with beautiful water views and a relaxed setting. This cozy residence offers inviting curb appeal with bright blue shutters, a functional layout, and the versatility to serve as a full-time residence, seasonal retreat, or investment property. Recent updates include a new mini-split air conditioning system installed in June 2026, impact windows for added storm protection and energy efficiency, and a water heater installed in 2019. The property also offers the benefit of transferrable insurance, providing added peace of mind for the next owner. The property features a covered carport with front doors for convenient protected parking, along with a large gravel driveway providing ample space for vehicles, boats, RVs, or trailers. A fully fenced yard offers privacy and plenty of room for pets, outdoor activities, and entertaining. A new mini split A/C installed in June 2026. Step inside to a bright and welcoming open-concept living and dining area showcasing terracotta tile flooring throughout, coastal-inspired finishes, and a warm, comfortable atmosphere. Decorative shiplap walls, custom built-in shelving, and a stylish electric fireplace create a charming focal point perfect for relaxing evenings or entertaining guests. A versatile bonus room provides additional living space ideal for a home office, hobby room, guest area, or extra storage to suit your needs. The bright kitchen features white shaker cabinetry, butcher block countertops, a subway tile backsplash, and pantry storage overlooking the living area. The inviting bedroom retreat offers decorative paneling, and generous closet storage with classic louvered doors. The adjoining bathroom has been tastefully updated with timeless white subway tile, a tub/shower combination with frosted glass enclosure, a modern vanity, and built-in shelving for added convenience. Step outside to the expansive backyard designed for both relaxation and functionality. A charming deck provides the perfect spot to enjoy morning coffee or unwind while taking in the peaceful waterfront views. The property also includes a covered boat shed with a concrete pad, offering protected storage for your boat, trailer, or recreational equipment, along with a separate 10x20 storage shed/workshop for tools, hobbies, and outdoor gear. The backyard opens to tranquil lake views framed by mature trees and lush greenery, creating a serene backdrop for enjoying Florida’s outdoor lifestyle. With abundant open space, this property offers room for gardening, recreation, entertaining, or simply relaxing while taking in the beauty of the waterfront setting. Ideally located near the heart of Englewood, this home offers easy access to local restaurants, shopping, parks, and the beautiful Gulf beaches. Enjoy a short drive to Englewood Beach, Stump Pass Beach State Park, and the scenic shores of Manasota Key. Explore charming Dearborn Street, local dining, farmers markets, outdoor recreation, boating, fishing, and all that Florida’s Gulf Coast lifestyle has to offer.
**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 60 x 195
  • Laundry: Other
  • Year Built: 1965
  • Garage: Boat, Covered
  • Heating: None
  • Cooling: Mini-Split Unit(s)
  • Approx Sq. Feet: 616
  • Acreage: 0.27
  • Lot Size: 60 x 195
  • Est. Taxes: $2,471
  • View: Water
  • Water Front: Yes
  • Elem. School: Englewood Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: C7528330
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7528330/1144pinestreet_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/21/2026 8:33:43 PM)
Listing courtesy of MARINA PARK REALTY LLC   Phone: 941-205-0888

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1144 PINE STREET, Englewood, FL, 34223

$194,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $155,999 $155,999 $155,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.764% 5.992%
Monthly Tax Payment $206 $206 $206
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $948 $999 $1,295
Total Monthly Payment $1,229 $1,280 $1,576

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.