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This super cute home reminds you of a cabin in the woods. It has a wonderfully large front porch or a back deck that was made for sitting and enjoying your flowers and watching the birds with a glass of tea. Step inside and see how large a living room can be --- it truly has room for everyone in the family to spread out and enjoy each other's company without being on top of each other. The wood burning fireplace offers a chance to warm up and settle in on cold winter nights. There is a formal dining room for family meals or dinner parties. Downstairs you will find two large bedrooms, one of which connects to a full bathroom. The laundry room is also located on this floor. The second bedroom (if not needed as such) could be utilized as an office, media room, or weight room. If this is done, over time older homeowners would never need to go upstairs. They could be totally contained on the first floor! But upstairs is another full bathroom, with two huge bedrooms. . . . HUGE. The possibilities of use for these beyond bedrooms are limited only to your imagination. Make your appointment today to see 111 Northridge and be prepared to call this house your next home.
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Our Executive Mortgage Banker:
$389,987
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,990 | $311,990 | $311,990 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $113 | $113 | $113 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,869 | $1,970 | $2,591 |
| Total Monthly Payment | $2,057 | $2,158 | $2,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.