24 ISLANDER Court, Saint Augustine, FL, 32080 | $308,900

BEST-PRICED TOWNHOME IN THE GATED ISLANDER COMMUNITY ON ANASTASIA ISLAND! Welcome to 24 Islander Ct, where coastal convenience, low-maintenance living, and exceptional value come together. Located in Flood Zone X, where flood insurance is not required, this newer energy-efficient townhome offers peace of mind along with an outstanding location just 1. 5 miles from the beach and only 2. 5 miles from historic downtown St. Augustine. You'll also appreciate the quick access to US-1, making shopping, dining, healthcare, and everyday conveniences just minutes away. This well-maintained 2-bedroom, 2. 5-bath townhome with a 1-car garage offers 1, 202 square feet of thoughtfully designed living space. Built with durable Hardie Board siding, the home features solid surface countertops, a functional open-concept first floor with spacious living and dining areas, a well-appointed kitchen, and a convenient half bath. Upstairs, both bedrooms offer private en-suite bathrooms, including a generous owner's suite with a large walk-in closet. An upstairs laundry closet adds everyday convenience. Recent improvements include brand-new carpeting throughout the second floor, freshly painted kitchen cabinets, and a new refrigerator, making this home move-in ready. Step outside to your private patio, the perfect spot to enjoy your morning coffee or unwind after a day at the beach. Life at Islander is all about simplicity and enjoyment. Residents enjoy a gated entrance, community pool, beautifully maintained grounds, and low HOA fees. The HOA covers lawn care, exterior maintenance, and roof repairs, allowing you to spend less time on upkeep and more time enjoying the Florida lifestyle. From your front door, you're just minutes from the St. Augustine Amphitheatre, local restaurants, beachside cafés, boutique shopping, Anastasia State Park, and countless outdoor activities. Whether you're searching for a primary residence, second home, or investment property, 24 Islander Ct offers an unbeatable combination of location, lifestyle, affordability, and low-maintenance ownership in one of Anastasia Island's most desirable gated communities. .

Features

  • Amenities: Pool, Clubhouse, Gated
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: In Unit, Upper Level
  • Year Built: 2013
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,202
  • Acreage: 0.04
  • Est. Taxes: $5,402
  • HOA Fee: $282 Monthly
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2155296
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/2155296/24islandercourt_saintaugustine_fl?source=qrflyer
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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

24 ISLANDER Court, Saint Augustine, FL, 32080

$308,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $247,120 $247,120 $247,120
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $450 $450 $450
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,480 $1,560 $2,052
Total Monthly Payment $2,005 $2,085 $2,577

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.