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Rare deep-water Lake Hartwell opportunity with beautiful cove views, a gentle walk to the water, close Corps line, and approval for a max-sized dock and gang walk. This well-maintained brick waterfront home sits on approximately 1. 02 acres with about 150 feet of shoreline in a protected deep-water cove, offering excellent water depth with reduced wind and wake exposure. Property also offers irrigation from the lake. The current covered single-slip dock with sundeck and transferable dock permit are already in place, giving buyers immediate lake enjoyment plus outstanding long-term dock potential. Enjoy peaceful evening shade, open water views, and the privacy of a lake setting while still being close to town and everyday conveniences. The main level offers approximately 1, 460 sq. ft. with 3 bedrooms and 2 baths, including lake views from the kitchen, dining area, and two bedrooms. The spacious updated kitchen features cherry cabinetry, granite countertops, stainless steel appliances, and great functionality for everyday living or lake-weekend entertaining. Additional improvements include a newer roof replaced in 2021 and replacement vinyl insulated double-hung Low-E windows throughout. Two car carport and storage area for lake toys. The finished basement adds approximately 660 sq. ft. with a large recreation/living area, fireplace, and full bath. An additional approximately 770 sq. ft. of already heated and cooled unfinished basement space offers excellent potential for added bedrooms, expanded living area, guest space, hobby area, or storage. With approximately 2, 120 finished sq. ft. already in place and nearly 2, 900 sq. ft. of heated/cooled potential, this home offers a compelling Lake Hartwell value at $725, 000. Located near Anderson shopping, dining, schools, medical services, and I-85 at Exit 19, with convenient access to downtown Anderson, Clemson University, and downtown Greenville. For buyers searching for a deep-water Lake Hartwell home close to town with views, dock expansion potential, and room to grow, 2214 Surfside Drive is a rare opportunity.
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Our Executive Mortgage Banker:
$724,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $579,920 | $579,920 | $579,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $101 | $101 | $101 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,473 | $3,662 | $4,816 |
| Total Monthly Payment | $3,666 | $3,855 | $5,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.