31 Cardinal Trail W, Wurtsboro, NY, 12790 | $74,888

Calling all Dreamers, DIY warriors and anyone who's ever uttered the words: "How hard could it be???" This adorable woodland cottage is ready for its next chapter. Nestled on approximately half an acre surrounded by mature trees, this rustic retreat offers two cozy bedrooms, a tiny bathroom, and enough character to make the right buyer fall in love. Bring your vision, your contractor, your toolbox. . . and maybe a few extra weekends. This is a true handyman special that needs significant renovation, but the peaceful setting and endless potential make it well worth the effort. Whether you restore this charming little cabin to its former glory or start fresh and build your dream home, the possibilities are endless. The property currently has a cesspool but no existing well, giving the next owner the opportunity to install one where it best suits their plans. The lot offers plenty of room for a well while maintaining the privacy and wooded charm that make this property so special. Sold strictly AS-IS. Cash or renovation financing is recommended. Buyer to verify all information regarding utilities, approvals, and future building requirements. Seller is willing to finance up to 50% of the purchase price for qualified buyers, creating a unique opportunity for the right purchaser. Agent has an ownership interest in the property.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Bungalow
  • Year Built: 1920
  • Heating: None
  • Cooling: None
  • Approx Sq. Feet: 648
  • Acreage: 0.46
  • Est. Taxes: $1,291
  • Elem. School: Emma C Chase School
  • High School: Contact Agent
  • School District: Contact Agent
  • Appliances: None
  • MLS#: 890811
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/890811/31cardinaltrailw_wurtsboro_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of BHHS Gross & Jansen   Phone: 845-986-7005

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

31 Cardinal Trail W, Wurtsboro, NY, 12790

$74,888

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $59,910 $59,910 $59,910
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.638% 5.972%
Monthly Tax Payment $108 $108 $108
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $359 $379 $498
Total Monthly Payment $542 $562 $681

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.