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Brooklyn (Williamsburg), NY, 11211 | $550,000
Williamsburg renovated two bedroom HDFC coop for sale. This unit has been fully renovated, including all new windows, walls and sparkling wood floors. The large, windowed kitchen is made for cooking with a farm house sink, stainless steel appliances, pantry , full height cabinets and stackable washer/dryer. The windowed bathroom was renovated with stone and marble . The living room is large enough to serve for both lounging and dining. The primary bedrooms is bright with a lovely view and customized storage. The second bedroom serves well for sleeping or a home office the current set up is for guests and work. Great customized storage throughout the unit. The income limit for this HDFC is based on 120 AMI as follow: $142, 560 (1 occupier), $162, 840 (2), $183, 240 (3), and $203, 520 (4). The building allows gifting and parents buying for their kids. To keep the building in a good financial state there is a 30 percent flip tax on the profit of the unit upon sale. additionally, there is limited storage with a wait list and 4 bike racks on a 1st come basis In the basement. Located just steps away from great restaurants, shopping and transportation, parks, green spaces, the river and easy access to Manhattan. A great building to call home.
Features
- Town: Brooklyn
- Levels: 5
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Laundry: Building None,Washer Hookup,In Unit
- Complex: 195 South 4th Street, HDFC
- Year Built: 1920
- Common Charge: $901 Monthly
- View: Other
- Pet Policy: Building Yes,No
- Appliances: Washer Dryer Allowed
- MLS#: RLS20103472
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/RLS20103472/195s4thstreet_brooklyn_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Douglas Elliman Real Estate Phone: (212) 891-7000
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
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Brooklyn (Williamsburg), NY, 11211
$550,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.638% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,781 | $3,654 |
| Total Monthly Payment | $2,727 | $2,873 | $3,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535