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Opportunity awaits this 4-bedroom, 1-bath home with a small side yard for its new owner. The first floor features a kitchen, living room, laundry room, and two bedrooms, along with a walk-up attic offering additional storage space. The second floor includes two more bedrooms and a bonus room, providing flexible living options. This property is ready for renovations, updates, and repairs and may not qualify for all types of financing. However, it offers outstanding value-add potential for investors, contractors, or owner-occupants looking to build equity. Off-street parking for two vehicles adds to the home's appeal. Ideally located in the heart of Athol, this home is just minutes from the YMCA, restaurants, shopping, and other local amenities.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | First |
| Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | Second |
| Bedroom 4 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | Second |
| Kitchen | Ceiling Fan(s), Flooring - Vinyl, Exterior Access | First |
| Laundry | Electric Dryer Hookup, Washer Hookup, First Floor | |
| Living Room | Flooring - Wall to Wall Carpet | First |
| Master Bedroom | Closet, Flooring - Wall to Wall Carpet | First |
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$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,200 | $207,200 | $207,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $255 | $255 | $255 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,259 | $1,308 | $1,721 |
| Total Monthly Payment | $1,589 | $1,638 | $2,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.