113 AQUA LANE, Holmes Beach, FL, 34217 | $20,000

Where Coastal Elegance Meets Island Paradise. Just steps from the powder-soft sands and shimmering turquoise Gulf Waters with beach access path, 113 Aqua Lane is an extraordinary 3-bedroom, 3. 5-bath luxury retreat designed to delight the senses and create unforgettable memories. Perfectly nestled on the coveted northern end of the City of Holmes Beach, just steps from the City of Anna Maria, this exceptional residence embodies the effortless sophistication and laid-back beauty that make Anna Maria Island one of Florida’s most treasured destinations. Masterfully curated by a professional interior designer, every room is a showcase of timeless coastal elegance. From the stunning furnishings and custom bedspreads to the exquisite designer pillows and carefully selected finishes, each space has been thoughtfully crafted to evoke both comfort and luxury. Thoughtfully designed for both luxury and ease, a private elevator elevates the experience, providing effortless access to every beautifully curated level of this exceptional island retreat. The result is a home that feels less like a vacation rental and more like your own private boutique resort. Light-filled living spaces flow seamlessly to your tropical outdoor oasis, where a sparkling private heated pool invites you to relax beneath swaying palms, sip cocktails at sunset, or unwind after a day spent at the beach. Spacious and beautifully appointed bedroom suites provide a tranquil sanctuary, each with luxurious en-suite accommodations designed for ultimate comfort. Stroll to the beach for morning walks, shelling adventures, and breathtaking Gulf sunsets, then return home to enjoy the finest of island living. Ideally located near charming boutiques, acclaimed restaurants, and the free Anna Maria Island trolley, you’ll experience the very best of this enchanting coastal paradise.

Features

  • Type: Single Family Residence
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,054
  • Acreage: 0.15
  • Pool: Heated, In Ground
  • Pet Policy: Dogs OK
  • Appliances: Dryer, Range, Refrigerator, Washer
  • Lease Terms: Short Term Lease
  • MLS#: A4699924
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4699924/113aqualane_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/19/2026 10:05:07 AM)
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL   Phone: 239-262-4242

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

113 AQUA LANE, Holmes Beach, FL, 34217

$20,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $16,000 $16,000 $16,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $96 $101 $133
Total Monthly Payment $171 $176 $208

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.