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Welcome to this beautifully maintained and thoughtfully updated single-family home in the heart of Carmel, offering 3 bedrooms, 3 full bathrooms, and an incredibly versatile layout designed to fit today's lifestyle. With breathtaking reservoir and mountain views, exceptional curb appeal, and countless upgrades, this one-of-a-kind home is truly unlike anything else on the market. The spacious primary suite is a private retreat featuring a luxurious ensuite bathroom with a jacuzzi tub, oversized double shower, dual-sink vanity, and two large walk-in closets. Step outside onto your private front balcony and enjoy peaceful reservoir and mountain views, the perfect place to enjoy your morning coffee or unwind at the end of the day. The main level also features a second bedroom, an additional full bathroom, and a separate kitchenette, providing outstanding flexibility for extended family, guests, or multi-generational living. The beautifully renovated eat-in kitchen serves as the heart of the home, complete with granite countertops, a large center island, double oven, coffee station, wine rack, oversized pull-out spice cabinet, and generous pantry. The open-concept dining area flows effortlessly into the kitchen, making entertaining a breeze. The welcoming living room, highlighted by an electric fireplace, creates a warm and inviting atmosphere, while the oversized family room provides exceptional space for gatherings of any size, offering endless possibilities for entertaining, relaxing, and everyday living. The second floor offers a private third bedroom, a full bathroom, and a large bonus room currently used as a playroom, making it an ideal retreat for guests, a home office, hobby room, or additional living space. The finished lower level adds even more versatility with a spacious recreation area, private office, utility room, abundant storage, and direct access to the attached one-car garage. Whether you envision a home gym, media room, workshop, or additional recreational space, this level offers endless possibilities. This meticulously cared-for home is loaded with premium features, including Anderson windows, hardwood floors, central air conditioning, central vacuum, radiant heated floors in two bathrooms, skylights, energy-efficient LED lighting, freshly painted interiors, refaced kitchen cabinetry, four-zone heating, a new above-ground Roth oil tank, and a whole-house automatic generator for year-round peace of mind. Step outside to enjoy the fully fenced backyard featuring a spacious deck with outdoor lighting, perfect for entertaining or simply relaxing while taking in the beautiful reservoir and mountain views. Additional highlights include an attached one-car garage, town water and sewer, and an unbeatable location just minutes from Carmel schools, Metro-North, shopping, restaurants, and convenient access to I-84 and I-684. Lovingly maintained and showcasing true pride of ownership throughout, this exceptional home combines timeless charm, modern updates, breathtaking views, and remarkable flexibility in one of Carmel's most desirable locations. Taxes do not reflect the basic STAR savings of $1, 239.
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Our Executive Mortgage Banker:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $1,771 | $1,771 | $1,771 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,713 | $3,915 | $5,149 |
| Total Monthly Payment | $5,576 | $5,778 | $7,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.