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Large 1. 14-acre Putnam County land opportunity on State Rd 26, priced below similar acreage with confirmed direct access. This long, deep parcel has approx. 75 ft frontage and estimated 75 x 662 dimensions.
Quiet title has been completed, prior abatement issue has been resolved per seller's information, and county assessed value increased approximately 18% from 2024 to 2026.
Important frontage/access disclosure: County GIS depicts a narrow intervening strip between the subject property and State Rd 26. Aerial imagery also appears to show an adjoining driveway using part of that area. Seller has not obtained a survey and makes no representation regarding legal or physical access, easement rights, frontage ownership, boundary lines, or driveway use. Buyer to independently verify title, survey, access, easement options, zoning, utilities, well/septic requirements, wetlands/flood zone, and buildability.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $15,120 | $15,120 | $15,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $91 | $95 | $126 |
| Total Monthly Payment | $166 | $170 | $201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.