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Do you want to live in the Hudson Valley this fall and winter? Are you an academic looking for accommodation for the school year? Consider Birdsong Cottage! This charming and historic 1848 home is just two hours from New York City and lies between Rhinebeck and Hudson in the lovely and inviting hamlet of Livingston. Thoughtfully decorated and restored, the three-bedroom, two bath house sits amid landscaped lawns and perennial gardens. It boasts two living rooms, a well-laid out kitchen with a roomy dining area, plus shady front and back porches. There's a primary bedroom with bath on the main floor and two additional bedrooms and a bath on the second. There's also a spacious barn with parking and separate rooms for creative pursuits. Near Bard College, it's perfect for academics or anyone who wants a quiet getaway. All utilities, plus lawn care and snowplowing are included in the rent, and the home is available from fall through late spring. Enjoy the Hudson Valley and all it has to offer with Birdsong Cottage as your home base!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$3,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,960 | $2,960 | $2,960 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $18 | $19 | $25 |
| Total Monthly Payment | $93 | $94 | $100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.