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Beautifully renovated Cape Cod, this exceptional four-bedroom, two-bath home offers the perfect balance of elegance and everyday comfort. Ideally situated on an expansive corner parcel in the heart of Riverhead, the home presents a rare opportunity to enjoy turnkey living with endless possibilities for future enhancement. Designed with both style and functionality in mind, the curated open-concept floor plan is filled with natural light and features seamless transitions between the living, dining, and kitchen spaces, creating an effortless setting for entertaining and relaxed daily living. The main level offers two spacious bedrooms and a beautifully renovated full bath, while the second floor provides two additional bedrooms and a second full bathroom, offering exceptional flexibility for family, guests, or a home office. This corner lot provides a blank canvas to create your own private outdoor space, with ample room for a pool, a patio, an outdoor kitchen, a fire pit, or future expansion. A full basement with both interior and exterior access offers abundant storage. Perfectly positioned just minutes from wineries, farm stands, beaches, marinas, golf courses, shopping, and exceptional dining, this sophisticated home offers effortless access to the very best of the North Fork and the Hamptons.
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Our Executive Mortgage Banker:
$724,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $579,999 | $579,999 | $579,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.640% | 5.952% |
| Monthly Tax Payment | $707 | $707 | $707 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,474 | $3,662 | $4,816 |
| Total Monthly Payment | $4,273 | $4,461 | $5,615 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.