|
This . 23-acre Spring Hill lot offers a practical place to begin: a neighborhood setting, no HOA or CDD restrictions, and the freedom to plan a home around how you actually want to live. Create the porch you’ll use every morning, the backyard where friends gather after work, and a home that does not come with someone else’s style choices or project list. The lot is tucked into an established residential area where new construction blends naturally with the everyday rhythm of Spring Hill. It offers the convenience of being close to the things that make daily life easier, while still giving you a place that feels separate from the noise and pace of busier roads. Another major advantage that deserves attention: a gopher tortoise survey has already been completed, with no active burrows found on the property. In Spring Hill, that is meaningful due diligence. Gopher tortoises are protected, and an active burrow can introduce added time, permitting considerations, and potentially significant relocation costs before a build can move ahead. This lot gives a future owner one less unknown to solve.
Whether you are planning a personal residence, a spec build, or simply securing land in a growing area, this is the kind of lot that is easy to overlook—until it is no longer available. No HOA. No CDD. Gopher tortoise survey completed. Bring your plans and start with a clearer path forward. Buyer to verify zoning, dimensions, building requirements, utilities, and all information material to Buyer’s intended use.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$60,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $48,000 | $48,000 | $48,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $287 | $303 | $399 |
| Total Monthly Payment | $362 | $378 | $474 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.