New York (Financial District), NY, 10005 | $715,000

Residence 507 at 20 Pine Street is a spacious loft-style studio that seamlessly blends modern luxury with exceptional scale in one of the Financial District's premier full-service condominium buildings. Soaring ceilings and two oversized south-facing windows frame a unique, open view toward the iconic New York Stock Exchange, filling the home with light while creating an open, airy feel.

With interiors by ARMANI/CASA, find rich espresso hardwood floors, and sophisticated finishes that add warmth and comfort throughout. The chef's kitchen is beautifully equipped with premium appliances, including a Sub-Zero refrigerator, Miele cooktop and oven, Fisher&Paykel dishwasher, and elegant stone countertops. The expansive layout easily accommodates separate living, dining, and sleeping areas, making the home feel much larger than a typical Manhattan studio. An oversized spa-inspired bathroom with deep soaking tub and separate grotto shower, abundant closet space, an in-unit LG washer and dryer, and central heating and air conditioning complete the space.

Building
Residents of 20 Pine - The Collection enjoy an exceptional collection of luxury amenities rarely found in Lower Manhattan. This full-service condominium offers a 24-hour doorman and concierge, a state-of-the-art fitness center, indoor swimming pool, Turkish hammam spa, sauna, steam room, residents' lounge, billiards room, golf simulator, children's playroom, landscaped roof terrace with reflecting pool and seating, valet services, and on-site management-delivering a lifestyle that rivals Manhattan's finest luxury hotels.

Neighborhood
Perfectly situated just off Wall Street, 20 Pine Street places you at the heart of the Financial District's transformation into one of New York City's most dynamic residential neighborhoods. Enjoy easy access to the Seaport District, Stone Street, Battery Park, the East River Esplanade, and Brookfield Place, along with acclaimed destinations including Eataly Downtown, Whole Foods Market, Lifetime Fitness, and the newly opened Printemps New York. Commuting is effortless with nearby access to the 2, 3, 4, 5, J, Z, R, W, A, C, E, and PATH trains, connecting you quickly to the rest of Manhattan, Brooklyn, New Jersey, and beyond.

Current assessment: $74. 74/month through December 2026. Perfect for pied-a-terre, investment or primary residence. Ask us about a lower property tax for primary use! Some photos virtually staged.

Features

  • Town: New York
  • Levels: 38
  • Amenities: Sauna
  • Rooms: 1
  • Baths: 1 full
  • Laundry: Building Other,Washer Hookup,In Unit
  • Complex: The Collection
  • Year Built: 1928
  • Common Charge: $985 Monthly
  • Approx Sq. Feet: 676
  • View: City
  • Pet Policy: Building Yes,No
  • Appliances: Dishwasher
  • MLS#: RLS20103233
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/RLS20103233/20pinestreet_newyork_ny?source=qrflyer
Copyright © 2026  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Corcoran MH, LLC   Phone: (212) 355-3550

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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New York (Financial District), NY, 10005

$715,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $572,000 $572,000 $572,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.764% 5.992%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,476 $3,663 $4,750
Total Monthly Payment $3,568 $3,755 $4,842

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.